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Q1. Bandhan Bank Limited is an Indian banking and financial services company headquartered in Kolkata, West Bengasl. Bandhan, which started as a __________ company in 2001.
micro-finance
small-finance
medium-finance
industry-finaance
rural-finance
Solution:
Bandhan Bank Limited is an Indian banking and financial services company headquartered in Kolkata, West Bengal.Bandhan, which started as a micro-finance company in 2001, received banking licence by Reserve Bank of India in 2014.
Q2. The SEAC's function on the principle of collective responsibility. What is the meaning of "A" in SEAC?
Agriculture
Appraisal
Apeared
Authority
Approval
Solution:
The State Expert Appraisal Committee (SEAC)'s function on the principle of collective responsibility. The Chairperson shall endeavour to reach a consensus in each case, and if consensus cannot be reached, the view of the majority shall prevail.
Q3. Panna National Park is a national park located in-
Maharashtra
Gujarat
Madhya Pradesh
Rajasthan
Tamil Nadu
Solution:
Panna National Park is a national park located in Panna and Chhatarpur districts of Madhya Pradesh.
Q4. The City Union Bank Limited is an Indian bank. Where is the headquaters of City Union Bank?
Uttar Pradesh
West Bengal
Kerala
Tamil Nadu
Maharashtra
Solution:
The City Union Bank Limited is an Indian bank. Kumbakonam, Tamil Nadu is the headquaters of City Union Bank.
Q5. The LTV ratio is a lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage. What is the meaning of "V" in LTV?
Voucher
Vacuum
Vendor
Vehicles
Value
Solution:
The Loan-To-Value ratio (LTV ratio) is a lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage.
Directions (6-10): In each of the questions below is given four statements followed by three conclusions numbered I, II and III. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.
Q6. Statements:
Some pen are book.
All book are table.
Some table are cat.
All cat are dog.
Conclusions:
I. Some dog are pen.
II. Some cat are pen.
III. Some dog are book.
IV. Some table are pen.
None follows
Only II follows
Only IV follows
III and IV follow
Only III follows
Solution:
Q7. Statements:
Some bat are mat.
Some mat are desk.
Some desk are chair.
Some chair are pins.
Conclusions:
I. Some pins are desk.
II. Some chair are bat.
III. Some chair are mat.
IV. Some desk are bat.
None follows
Only I follows
Only II follows
Only III follows
Only IV follows
Solution:
Q8. Statements:
All coin are note.
No note is euro.
Some euro are dinar.
All dinar are dollor.
Conclusions:
I. Some dollor are note.
II. Some dinar are euro.
III. No dollor is note.
IV. Some dollor are coin.
Only I follows
Only II follows
Only III follows
Either I or III follows
Either I or III and II follow
Solution:
Q9. Statements:
All gold are silver.
Some silver are iron.
All iron are gun.
Some gun are watch.
Conclusions:
I. Some watch are iron.
II. Some gun are silver.
III. Some silver are gold.
IV. Some gun are gold.
I and II follow
II and III follow
I, II and III follow
All, I, II, III and IV follow
None of the above
Solution:
Q10. Statements:
Some grass are field.
Some field are green.
All green are tree.
All tree are village.
Conclusions:
I. Some village are field.
II. Some village are grass.
III. Some tree are grass.
IV. Some tree are field.
I and II follow
II and III follow
I, II and III follow
All I, II, III and IV follow
None of the above
Solution:
Q11. A man can swim at 9 kmph in still water. He covers 21 Km distance in upstream and 21 Km distance in downstream in total 7 hours. Find the speed of stream of river.
2√3 km/h
3√3 km/h
3 km/h
4 km/h
4√3 km/h
Solution:
Q12. The present population of a city is 52,650. What was the population of the city two years ago, if the population reduces at the rate of 10% per annum?
65,000
50,000
55,000
62,000
58,000
Solution:
Q13. The height of a cone is two fifth of perimeter of a isosceles triangle whose equal and unequal sides are 11 cm and 13 cm respectively. If diameter of cone is 15 cm, what is the volume of cone (in cm³)? (take π= 22/7)
925
725
825
850
750
Solution:
Q14. The compound interest for two years on a certain sum at certain rate is equal to the simple interest accrued on the same sum at the rate of 11% for four years. What is the rate of compound interest?
25%
20%
30%
35%
40%
Solution:
Q15. A person covers a total distance of 135 km in 9 hours. He covers some part of journey by ola cab with a speed of 21 km/h and rest part of Journey by e-rikshaw with a speed of 14km/h. What distance he covered by e-rikshaw?
110 km
106 km
105 km
108 km
104 km
Solution:
Directions (16): In question given below there are two statements, each statement consists of two blanks. You have to choose the option which provides the correct set of words that fits both the blanks in both the statements appropriately and in the same order making them meaningful and grammatically correct.
Q16. (1)In military ______________ salami slicing denotes divide and conquer process of threats and alliances used to _______________ opposition.
(2)In the _______________ of the saints you do ‘want to keep your lamps lit' to _______________ your fear.
oratory, inspire
dialogue, thrash
parlance, overcome
expression, expose
phrase, silence
Solution:
The word “parlance” means a particular way of speaking or using words, especially a way common to those with a particular job or interest. The word fits perfectly into both the sentences as the phrases, “In military parlance” and “In the parlance of the saints”, make these sentences meaningful signifying the meaning of the sentence.
The other word “overcome” means defeat (an opponent). In sentence (1), “to overcome opposition” makes a better sense in the context of the meaning and in the sentence (2) “overcome your fear” fits into the sentence meaningfully. Hence “parlance, overcome” is the correct set of words.
The other word “overcome” means defeat (an opponent). In sentence (1), “to overcome opposition” makes a better sense in the context of the meaning and in the sentence (2) “overcome your fear” fits into the sentence meaningfully. Hence “parlance, overcome” is the correct set of words.
Directions (17-18): Rearrange the following sentences to form a meaningful paragraph and then answer the questions that follow.
Q17. If sentence (C), “Free speech in India has been under threat from three sources—governments that either censor or ban artistic work, social groups that have appointed themselves as protectors of what they define to be group interest and thugs whose arc of violence goes all the way to killing those they disagree with.” is the first sentence of the paragraph, then what is the sequence of other sentences after rearrangement?
(A)All political parties have tried to suppress it over the past seven decades.
(B)This is not the time to resurrect the tired old debates about which regime is most responsible for attacks on freedom of expression.
(C)Free speech in India has been under threat from three sources—governments that either censor or ban artistic work, social groups that have appointed themselves as protectors of what they define to be group interest and thugs whose arc of violence goes all the way to killing those they disagree with.
(D)The founding principle of a liberal republic is that individual freedom is more important than group identity.
(E)Parliament needs to strengthen legal protections for free speech, and dismantle restrictions such as those on hurting religious feelings that are embedded in Section 295A of the Indian Penal Code.
(F)That belief is weak in both government as well as Indian society.
BAEDF
EBFDA
FAEBD
DBAEF
BDAFE
Solution:
If (C) is the first sentence, the correct sequence of other sentences after rearrangement should be BAEDF. The phrase “whose arc of violence goes all the way to killing those they disagree with” in the first sentence gives a clue that the sentence (B) should follow sentence (C) and similarly (A) makes a connection with sentence (B). Thus sentences in the sequence of CBAEDF form a coherent paragraph which is about the suppression of freedom of expression in the present Indian society. Hence (a) is the correct option.
Q18. If sentence (C), “We even have strident demands for reduction in income-tax rates, as a supply-side stimulus for pushing up GDP growth rates.” is the last sentence of the paragraph, then which of the following sentences does not fit into the paragraph formed after rearranging other sentences?
(A)Renowned tax expert John Kay recently observed that the share of income tax in OECD (Organisation for Economic Co-operation and Development) governments’ revenue had fallen, whereas consumption tax share had gone up.
(B)This could be through greater spending on public goods, including primary health and education.
(C)We even have strident demands for reduction in income-tax rates, as a supply-side stimulus for pushing up GDP growth rates.
(D)Consumption taxes are less distortionary, easier to administer and monitor, are applicable to every transaction, and can be buoyant even with slight tweaks.
(E)This is a matter of great joy and success for the tax collector, but a matter of great dismay to the economist.
(F)Consumption cannot be hidden, unlike income or savings. Hence despite being unfair and regressive, they have become more popular worldwide.
A
E
D
B
F
Solution:
If sentence (C), “We even have strident demands for reduction in income-tax rates, as a supply-side stimulus for pushing up GDP growth rates.” is the last sentence of the paragraph, then it can be inferred that sentences in the sequence of DFAEC form a coherent paragraph. The paragraph so formed relates to the implications of consumption tax. However, sentence (B) finds no alternative to being matched with as the sentence talks about greater investment on public goods, primary health, etc. which has no relevance to the given paragraph. Hence (d) is the correct option as the sentence (B) does not belong to the coherent paragraph.
Directions (19): The following question consists of a sentence which is divided into three parts which may contain grammatical errors. If there is an error in any part of the sentence, find the correct alternatives to replace those parts from the three options given below each question to make the sentence grammatically correct. If there is an error in any part of the sentence and none of the alternatives is correct to replace that part, then choose (d) i.e. None of the (I), (II) and (III) as your answer. If the given sentence is grammatically correct or does not require any correction, choose (e) i.e. No correction required as your answer.
Q19. ISRO should have the capacity to launch PSLV missions (I)/once in three months and could have
(II)/ completed the IRNSS constellation in early 2015. (III)
(I) ISRO has the capacity to launch PSLV missions
(II) once in three months and shall have
(III) completed the IRNSS constellation early 2015
Only (I)
Both (I) and (III)
Both (II) and (III)
None of the (I), (II) and (III)
No correction required
Solution:
There is a small error in only first part of the sentence, the phrase “ISRO should have the capacity” should be replaced by “ISRO has the capacity” as it can be well inferred from the second part of the sentence that it talks about the considerable fact which is true and existent. The verb “should have” changes the meaning of the sentence, thus “has” is the correct grammar usage. Other two parts of the sentence are absolutely correct defining and expressing the meaning of the sentence both grammatically and contextually. Hence (a) is the correct option.
Directions (20): In each of the given questions an inference is given in bold which is then followed by three paragraphs. You have to find the paragraph(s) from where it is inferred. Choose the option with the best possible outcome as your choice.
Q20. Sports injury may cause damage to a child's mental growth.
(1)Many papers have shown that all it takes for your child to suffer brain damage is just one concussion. But before your son suffers a concussion, there must have been hundreds if not thousands of sub-concussions while playing various sports. The damage is permanent because the brain does not have any ability to regenerate itself.
(2)Concussions and TBI do real damage to the brain. Concussions and TBI occur when the brain suddenly shifts within the skull — usually as the result of a sudden blow, jolt or change of direction (e.g., whiplash). A football tackle, being hit with a baseball or softball, heading a soccer ball or tripping and falling are just a few of the athletic scenarios that can result in TBI.
(3)Some experts warn parents that there could be potential dangers to having children specialize in one sport year-round at a young age because of the physical toll it can take on a young athlete’s body before he or she has matured.
Only (1)
Only (3)
Both (1) and (2)
Both (2) and (3)
All (1), (2) and (3)
Solution:
Passage (1) focuses on possible injuries that a child may suffer in sports, more specifically the brain damage that can cause severe mental disabilities and hamper one’s growth. Similarly, passage (2) describes the effects of concussions and TBI that can be fatal to one’s growth both physically and mentally. Thus both these paragraphs generate the same inference i.e. “Sports injury may cause damage to a child's mental growth.” Whereas, passage (3) talks about the same issue but it is to be noted that it focuses only on the physical strain that a child’s body undergoes before he/she attains maturity. Hence (c) is the correct option.
You May Also Like to Read:
- Learn more new words and their meaning to improve your vocabulary.
- Click here for New Pattern English Language Quiz.
- Computer Aptitude Questions for bank exams.
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- http://www.bankersadda.com/2017/12/test-of-day-for-ibps-so-prelims-28.html
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