Important Banking Awareness Questions for Upcoming Exams 2017 Set-175:
Dear Readers, The List of important Banking Awareness Quiz for upcoming exams was given here. Candidates those who are preparing for the exams can use this.
1). Which of the following is at times mentioned as a direct debit facility?
a) RTGS
b) IMPS
c) ECS
d) EFT
e) None of these
Answer: c)
2). Which of the following is necessary to transfer funds through the RTGS facility?
a) Beneficiary's bank account number
b) The IFSC number of the beneficiary's bank branch
c) There is a minimum amount specified for transfer
d) All of the above
e) None of these
Answer: d)
3). How can an Indian Financial Services Code number be identified?
a) It is a 11 digit alpha numeric code
b) It is available on the cheque leaves of an individual's cheque book
c) It is provided by the bank if asked
d) All the above
e) None of these
Answer: d)
4). Which of the following cards require the monthly out standings in the card account to be paid in full within the due date of payment every month?
a) Add on card
b) Co branded card
c) Debit card
d) Charge card
e) None of these
Answer: d)
5). Which of the following instruments cannot be presented for payment in a clearing house?
a) Demand draft
b) Dividends
c) Fixed deposit receipt
d) All the above
e) None of these
Answer: c)
6). Which of the following schemes available in the financial markets is not meant for investment purposes?
a) National savings certificates
b) Infrastructure bonds
c) Mutual funds
d) Letter of credit
e) None of these
Answer: d)
7). Interest payable in savings account is _____.
a) regulated by central government
b) regulated by RBI
c) not regulated by RBI
d) regulated by state governments
e) None of these
Answer: c)
8). Which of the following can be a nominee in respect of a deposit account?
a) Son only
b) Son and daughter only
c) Spouse only
d) Any individual
e) None of these
Answer: d)
9). “The Bank for the changing world” is the tagline of _____________
a) Bank of America
b) ABN AMRO
c) CITI Bank
d) BNP Paribas
e) None of these
Answer: d)
10). Which of the following cannot open a bank account?
a) Person of unsound mind
b) A minor
c) An illiterate person
d) A blind individual
e) None of these
Answer: a)
Answer Key:
1).c 2).d 3).d 4).d 5).c 6).d 7).c 8).d 9).d 10).a
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