Dear Readers, The List of important Banking Awareness Quiz for upcoming exams was given here. Candidates those who are preparing for the exams can use this.
Answer: c)
2). How many banks are presently associated of State Bank of India?
Answer: d)
3). If a bank is unable to refund the short term deposits as funds are locked in long term loans, it involves?
Answer: c)
4). If credit facility applied for is rejected, the reasons therefore should be briefly mentioned in the-
Answer: a)
5). Escrow account is useful/helpful to-
Answer: b)
6). The ‘monetary base for credit expansion’ consists of _____?
Answer: a)
7). ___________ has been declared the first ‘total banking state’ in India, successfully implementing the total financial inclusion thereby ensuring banking facility to all households.
Answer: b)
8). The financial assistance of loans of Rs.10000 by bank to a small borrower will be called..........?
Answer: e)
9). The Head Office of which of the following banks is in Mumbai?
Answer: d)
10). Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
Answer: b)
1). What do you understand by the term ‘Mortgage’?
a) Sale of movable security in the event of default by the borrower
b) Registration of charge with the Registrar of Companies
c) Making the security of immovable property available as a cover for a home loan by the borrower
d) Registration of charge with the Regional Transport Authority
e) Returning of the security to borrower by the bank of receipt of full payment
Answer: c)
2). How many banks are presently associated of State Bank of India?
a) Eight
b) Seven
c) Six
d) Five
e) Four
Answer: d)
3). If a bank is unable to refund the short term deposits as funds are locked in long term loans, it involves?
a) Interest Rate Risk
b) Operational Risk
c) Liquidity Risk
d) Market Risk
e) Other than the given options
Answer: c)
4). If credit facility applied for is rejected, the reasons therefore should be briefly mentioned in the-
a) Loan Applications Received and Disposal Register
b) Opinion Reports
c) Loan Rejection Register
d) All of the above
e) Other than the given options
Answer: a)
5). Escrow account is useful/helpful to-
a) importers
b) exporters
c) people
d) Assets
e) Other than the given options
Answer: b)
6). The ‘monetary base for credit expansion’ consists of _____?
a) The total value of ‘high-powered money’
b) The demand and time deposit liabilities
c) The size of the deficit in the government’s budget
d) All of the above
e) None of the above
Answer: a)
7). ___________ has been declared the first ‘total banking state’ in India, successfully implementing the total financial inclusion thereby ensuring banking facility to all households.
a) Maharashtra
b) Kerala
c) Himachal Pradesh
d) Uttarakhand
e) Gujarat
Answer: b)
8). The financial assistance of loans of Rs.10000 by bank to a small borrower will be called..........?
a) business finance
b) government finance
c) micro finance
d) small finance
e) KYC finance
Answer: e)
9). The Head Office of which of the following banks is in Mumbai?
a) Punjab National Bank
b) Bank of Maharashtra
c) UCO Bank
d) Union Bank of India
e) None of the above
Answer: d)
10). Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
a) Gujarat
b) Andhra Pradesh
c) Maharashtra
d) Karnataka
e) None of the above
Answer: b)
1) c 2) d 3) c 4) a 5) b 6) a 7) b 8) e 9) d 10) b
No comments:
Post a Comment