Banking Awareness Quiz : Part -123

May 27, 2016    


1. Busy Season Credit Policy refers to the period:
a. February and August
b. June and December
c. March to September
d. October to March
a. failure to open accounts
b. failure to issue drafts
c. sanction of loans
a. January to December
b. March to April
c. April to march
d. July to June
a. Forward Rate
b. Bid-ask Rate
c. Spot Rate
d. None of these
a. Current Account, SB Account and TDR
b. Current Account and SB Account 
c. Current Account only 
d. None of the above
a. 10 years
b. 15 years
c. 25 years
d. 30 years
a. promote a fair and healthy securities market
b. protect investor's rights
c. prevent malpractices in a mobilisation of resources through capital
d. all of the above
a. Exports
b. Securities
c. Small Scale Industries
d. Housing
a. The cheque in the paper form will be retained by the collecting banker and he will submit only a computerised statement to the Clearing House
b. Entire clearing operations would be done only through computers
c. Cheque will be scanned and the electronic image, instead of physical cheque, will be transmitted in the clearing cycle
d. Debiting the drawer's account through internet banking
a. It is a mix of Debt and Equity
b. Bond holder has an option to convert debt into equity on a fixed date
c. The  conversion price is predetermined
d. All of the above
a. Indian companies can borrow on global market through Bank loan or issue of debt paper 
b. The debt can be repaid by reconversion of rupee funds into foreign currency
c. A and B both
d. None of the above
a. Securities issued by government or Treasuries
b. They do not have any credit Risk
c. A and B both
d. None of the above
a. Subsidiary General Ledger
b. It is maintained by public Debt Office of RBI
c. Banks maintain exclusively GOvernment Securities Accounts
d. All of the above
a. Section 35 of Negotiable Instruments Act, 1881
b. Section 35A of  Banking Regulation Act, 1949
c. Section 35A of RBI Act, 1934
d. IBA guidelines
a. 3 months
b. 6 months
d. 2 years
a.  Issue of demand drafts
b. Processing of loans
c. Clearing of cheques
d. Opening of Savings Accordingly, the three
a. Using FDI funds inside the country
b. Using FDI funds outside the country
c. Domestic funds used outside the country
d. None of the above
a. Securities in the form of goods pledged for Cash Credits
b. Securities given to banks for loans against approved securities
c. Securities in the form of shares blue chip companies
d. Security given to banks over and above the primary security  
a. Spot Trading
b. Future Trading
c. Circular Trading
d. Insider Trading
a. Options
b. Arbitrage
d. Futures
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Banking Awareness Quiz : Part -123 4.5 5 Yateendra sahu May 27, 2016 1. Busy Season Credit Policy refers to the period: a. February and August b. June and December c. March to September d. October to ...


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