IBPS PO VIII Interview Experience - 06 | Abhishek Srivastava

February 5, 2019 Share Like

Name: Abhishek Srivastava

Qualifications: B.Tech (Mechanical Engineering)

Date: 3rd Feb 2019

Time: 8:30 AM
Venue: Hotel Grand JBR, Lucknow

I reached the location at 8 AM. Document Verification was followed by biometric. Everything went smoothly. I was allotted no. 1 in the interview sequence. At 9 am my turn came. I entered the room with a gentle smile and sought permission and thanked.

Panel I: 5 Members

Total members: (4 Male, 1 Female)

"Good morning Ma'am and Good morning sir (eye contact with each panel member)"

M1: Introduce yourself!

ME: Told about my graduation, work experience, hobbies, family background

M1: What have you prepared for the interview?

ME: I have tried to cover almost everything, you may ask and I'll try answering.

M1: Tell us about FOREX.

ME: Foreign Exchange Reserves with RBI as its custodian. It could be cash or other assets. For the development and maintenance of FOREX FEMA Act was introduced.

M2: What was your job profile in your previous organization.

ME: Told my designation and explained my job profile

M2: Are you ready to relocate in a rural area?

ME: Yes sir no issues.

M2: Tell us about PSL.

ME: It is an acronym for Priority Sector Lending. All scheduled commercial banks are directed by the RBI to provide a specified portion of lending to few specific sectors such as:

Social Infrastructure
Education
Export Credit
MSME
Agriculture
Housing
Renewable energy
Others(weaker sections)

M1: Banks are suffering from which major issue?

ME: Told about NPA.

M1: What are the recovery steps of NPA?

ME: Told about CDR, DRT, NCLT and IBC Code, 2016. Also, highlighted Essar Steel case which is in news for insolvency proceedings.

M3: What are your strengths and weaknesses?

ME: Emphasized on communication skills. My weakness is I am too punctual because of which I often have to wait a lot.

M3: You are a mechanical engineer so how would your degree help you in Banking?

ME: Being a Mechanical Engineer I incorporated various skills such as better utilization of resources, presentation skills, how to be efficient alone as well as in a team. These skills are going to be very fruitful while working in the Bank.

M1: Last question! What is trade deficit?

ME: When imports exceeds exports.

"All the best Abhishek, you may leave now!"

Note - It was a bilingual interview (Hindi and English) which lasted approx 15 minutes. The panel was very cordial. Eye contact with each member is must while answering.

All The Best Abhishek Srivastava!