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Q1. Commercial banks lend to which of the following Priority sectors?
वाणिज्यिक बैंक निम्नलिखित प्राथमिकता क्षेत्रों में से किसके लिए उधार देते हैं?
(a) Heavy Industries/ भारी उद्योग
(b) Agriculture, Small scale industries/ कृषि, लघु उद्योग
(c) Foreign Companies/ विदेशी कंपनियाँ
(d) State government in emergency situation/ आपात स्थिति में राज्य सरकार
Show Answer
Ans.(b)
Sol. Priority Sector refers to those sectors of the economy which may not get timely and adequate credit in the absence of this special dispensation. It is an important role given by the Reserve Bank of India (RBI) to the banks for providing a specified portion of the bank lending to few specific sectors like agriculture and allied activities, micro and small enterprises, poor people for housing, students for education and other low income groups and weaker sections.
Sol. Priority Sector refers to those sectors of the economy which may not get timely and adequate credit in the absence of this special dispensation. It is an important role given by the Reserve Bank of India (RBI) to the banks for providing a specified portion of the bank lending to few specific sectors like agriculture and allied activities, micro and small enterprises, poor people for housing, students for education and other low income groups and weaker sections.
Q2. Among the following States, _________has the lowest birth rate in India.
निम्नलिखित में से किस राज्य में भारत में सबसे कम जन्म दर है?
(a) Kerala/ केरल
(b) Uttar Pradesh/ उत्तर प्रदेश
(c) Bihar/ बिहार
(d) West Bengal/ पश्चिम बंगाल
Show Answer
Ans.(a)
Sol. Kerala has lowest birth rate 14.7, according to the latest official data. Bihar has highest birth rate.
Sol. Kerala has lowest birth rate 14.7, according to the latest official data. Bihar has highest birth rate.
Q3. 'Residex' is associated with:
‘रेसिदेक्स’ किस से सम्बंधित है?
(a) Share prices/ शेयर मूल्य
(b) Price inflation/ मूल्य मुद्रास्फीति
(c) Mutual fund prices/ म्यूचुअल फंड की कीमतें
(d) Land prices/ भूमि की कीमतें
Show Answer
Ans.(d)
Sol. The RESIDEX was first launched in 2007 by the National Housing Bank (NHB) to provide an index of residential prices in India across cities and over time. So, it is associated with land prices.
Sol. The RESIDEX was first launched in 2007 by the National Housing Bank (NHB) to provide an index of residential prices in India across cities and over time. So, it is associated with land prices.
Q4. Which Institution is known as ‘soft loan window’ of the World Bank?
किस संस्थान को विश्व बैंक की 'सॉफ्ट लोन विंडो' के रूप में जाना जाता है??
(a) IDBI
(b) IDA
(c) IMF
(d) RBI
Show Answer
Ans.(b)
Sol. The International Development Association (IDA) is an international financial institution which offers concessional loans and grants to the world's poorest developing countries. So, it is called as Soft Loan Window of World Bank. The IDA is a member of the World Bank Group and is headquartered in Washington, D.C., United States.
Sol. The International Development Association (IDA) is an international financial institution which offers concessional loans and grants to the world's poorest developing countries. So, it is called as Soft Loan Window of World Bank. The IDA is a member of the World Bank Group and is headquartered in Washington, D.C., United States.
Q5. Special Drawing Rights were created by –
विशेष ड्राइंग अधिकार किस के द्वारा बनाए गए थे?
(a) IBRD
(b) ADB
(c) IMF
(d) WTO
Show Answer
Ans.(c)
Sol. Special drawing rights are supplementary foreign-exchange reserve assets defined and maintained by the International Monetary Fund (IMF). IMF headquarters are in Washington D.C.
Sol. Special drawing rights are supplementary foreign-exchange reserve assets defined and maintained by the International Monetary Fund (IMF). IMF headquarters are in Washington D.C.
Q6. Which place is said to be the Manchester of South India?
दक्षिण भारत का मैनचेस्टर किसे कहा जाता है?
(a) Coimbatore/ कोयंबटूर
(b) Salem/ सलेम
(c) Thanjavur / तंजावुर
(d) Madurai/ मदुरई
Show Answer
Ans.(a)
Sol. Coimbatore is referred to as the "Manchester of South India" due to its cotton production and textile industries.
Sol. Coimbatore is referred to as the "Manchester of South India" due to its cotton production and textile industries.
Q7. MUDRA Bank has been launched to help
मुद्रा बैंक किस की मदद के लिए लॉन्च किया गया है?
(a) Small business/ छोटा व्यापर
(b) Marginal farmers/ मामूली किसान
(c) Poor women/ गरीब महिलाएं
(d) Rural sector/ ग्रामीण क्षेत्र
मुद्रा बैंक किस की मदद के लिए लॉन्च किया गया है?
(a) Small business/ छोटा व्यापर
(b) Marginal farmers/ मामूली किसान
(c) Poor women/ गरीब महिलाएं
(d) Rural sector/ ग्रामीण क्षेत्र
Show Answer
Ans.(a)
Sol. Micro Units Development and Refinance Agency Bank (or MUDRA Bank) is a public sector financial institution in India. It provides loans at low rates to micro-finance institutions and non-banking financial institutions which then provide credit to MSMEs (small business). It was launched by Prime Minister Narendra Modi on 8 April 2015.
Sol. Micro Units Development and Refinance Agency Bank (or MUDRA Bank) is a public sector financial institution in India. It provides loans at low rates to micro-finance institutions and non-banking financial institutions which then provide credit to MSMEs (small business). It was launched by Prime Minister Narendra Modi on 8 April 2015.
Q8. Which State Government has abolished "agriculture income tax" on plantation companies.
किस राज्य सरकार ने वृक्षारोपण कंपनियों पर "कृषि आयकर" समाप्त कर दिया है?
(a) Karnataka/ कर्नाटक
(b) Rajasthan/ राजस्थान
(c) Bihar/ बिहार
(d) Asssam/ असम
किस राज्य सरकार ने वृक्षारोपण कंपनियों पर "कृषि आयकर" समाप्त कर दिया है?
(a) Karnataka/ कर्नाटक
(b) Rajasthan/ राजस्थान
(c) Bihar/ बिहार
(d) Asssam/ असम
Show Answer
Ans.(a)
Sol. Karnataka’s Chief Minister Siddaramaiah had made the announcement to abolish the tax on agricultural income while presenting the State Budget for 2016-17. This in turn will provide relief to many tea and coffee companies besides thousands of individual coffee growers. Plantation companies had to pay a 35 per cent tax on their net income.
Sol. Karnataka’s Chief Minister Siddaramaiah had made the announcement to abolish the tax on agricultural income while presenting the State Budget for 2016-17. This in turn will provide relief to many tea and coffee companies besides thousands of individual coffee growers. Plantation companies had to pay a 35 per cent tax on their net income.
Q9. Which of the following taxes is levied by the State Government only?
निम्नलिखित में से कौन सा कर राज्य सरकार द्वारा लगाया जाता है?
(a) Wealth tax/ धन कर
(b) Entertainment tax/ मनोरंजन कर
(c) Income tax/ आयकर
(d) Corporate tax/ कॉर्पोरेट कर
Show Answer
Ans.(b)
Sol. Entertainment tax is a duty that is charged by the government on any source of entertainment provided. This tax can be charged on movie tickets, tickets to amusement parks, exhibitions and even sports events. Entertainment tax is levied by the State Government only.
Sol. Entertainment tax is a duty that is charged by the government on any source of entertainment provided. This tax can be charged on movie tickets, tickets to amusement parks, exhibitions and even sports events. Entertainment tax is levied by the State Government only.
Q10. The operational period of 12th Five Year Plan is –
12 वीं पंचवर्षीय योजना की परिचालन अवधि है
(a) 2007-12
(b) 2012-17
(c) 2015-20
(d) 2005-10
Show Answer
Ans.(b)
Sol. The operational period of 12th Five Year Plan is 2012-2017. It aims at a growth rate of 8%.
Sol. The operational period of 12th Five Year Plan is 2012-2017. It aims at a growth rate of 8%.
Q11. Swarna Jayanti Gram Swarojgar Yojna has now been restructured as
स्वर्ण जयंती ग्राम स्वरोजगार योजना अब किस रूप में पुनर्गठित की गई है
(a) Prime Minister's Rojgar Yojna/ प्रधान मंत्री रोजगार योजना
(b) National Rural Livelihoods Mission/ राष्ट्रीय ग्रामीण आजीविका मिशन
(c) Jawahar Gram Samriddhi Yojana/ जवाहर ग्राम समृद्धि योजना
(d) Sampoorna Gramin Rojgar Yojana/ सम्पूर्ण ग्रामीण रोज़गार योजना
स्वर्ण जयंती ग्राम स्वरोजगार योजना अब किस रूप में पुनर्गठित की गई है
(a) Prime Minister's Rojgar Yojna/ प्रधान मंत्री रोजगार योजना
(b) National Rural Livelihoods Mission/ राष्ट्रीय ग्रामीण आजीविका मिशन
(c) Jawahar Gram Samriddhi Yojana/ जवाहर ग्राम समृद्धि योजना
(d) Sampoorna Gramin Rojgar Yojana/ सम्पूर्ण ग्रामीण रोज़गार योजना
Show Answer
Ans.(b)
Sol. National Rural Livelihoods Mission (NRLM) was launched by the Ministry of Rural Development (MoRD), Government of India in June 2011. It is restructured form of Swarna Jayanti Gram Swarojgar Yojna.
Sol. National Rural Livelihoods Mission (NRLM) was launched by the Ministry of Rural Development (MoRD), Government of India in June 2011. It is restructured form of Swarna Jayanti Gram Swarojgar Yojna.
Q12. The rate of tax increase as the amount of the tax base increases is called?
टैक्स बेस की राशि बढ़ने से कर वृद्धि की दर को क्या कहा जाता है?
(a) Proportional tax/ आनुपातिक कर
(b) Progressive tax/ आरोही कर
(c) Regressive tax/ प्रतिकूल कर
(d) Degressive tax/ आक्रामक कर
टैक्स बेस की राशि बढ़ने से कर वृद्धि की दर को क्या कहा जाता है?
(a) Proportional tax/ आनुपातिक कर
(b) Progressive tax/ आरोही कर
(c) Regressive tax/ प्रतिकूल कर
(d) Degressive tax/ आक्रामक कर
Show Answer
Ans.(b)
Sol. The rate of tax increase as the amount of the tax base increases is called Progressive tax.
Sol. The rate of tax increase as the amount of the tax base increases is called Progressive tax.
Q13. The founding father of "Theory of bureaucracy" was?
"नौकरशाही की सिद्धांत" के संस्थापक पिता कौन थे?
(a) F. W. Taylor/ एफ डब्ल्यू टेलर
(b) Max Weber/ मैक्स वेबर
(c) एल्टन मेयो/ एल्टन मेयो
(d) Herbert Simon/ हरबर्ट साइमन
"नौकरशाही की सिद्धांत" के संस्थापक पिता कौन थे?
(a) F. W. Taylor/ एफ डब्ल्यू टेलर
(b) Max Weber/ मैक्स वेबर
(c) एल्टन मेयो/ एल्टन मेयो
(d) Herbert Simon/ हरबर्ट साइमन
Show Answer
Ans.(b)
Sol. The Bureaucratic Theory is related to the structure and administrative process of the organization and is given by Max Weber, who is regarded as the father of bureaucracy.
Sol. The Bureaucratic Theory is related to the structure and administrative process of the organization and is given by Max Weber, who is regarded as the father of bureaucracy.
Q14. The term 'Dumping' refers to
'डंपिंग' शब्द का अर्थ है
(a) The sale of a sub-standard commodity/ एक उप-मानक वस्तु की बिक्री
(b) Sale in a foreign market of a commodity at a price below marginal cost/ सीमांत लागत के नीचे कीमत पर एक वस्तु के एक विदेशी बाजार में बिक्री
(c) Sale in a foreign market of a commodity just at marginal cost with too much of profit/ बहुत अधिक लाभ के साथ मामूली लागत पर किसी वस्तु के विदेशी बाजार में बिक्री
(d) Smuggling of goods without paying any customs duty/ किसी भी सीमा शुल्क का भुगतान किए बिना माल की तस्करी
'डंपिंग' शब्द का अर्थ है
(a) The sale of a sub-standard commodity/ एक उप-मानक वस्तु की बिक्री
(b) Sale in a foreign market of a commodity at a price below marginal cost/ सीमांत लागत के नीचे कीमत पर एक वस्तु के एक विदेशी बाजार में बिक्री
(c) Sale in a foreign market of a commodity just at marginal cost with too much of profit/ बहुत अधिक लाभ के साथ मामूली लागत पर किसी वस्तु के विदेशी बाजार में बिक्री
(d) Smuggling of goods without paying any customs duty/ किसी भी सीमा शुल्क का भुगतान किए बिना माल की तस्करी
Show Answer
Ans.(b)
Sol. Dumping, in reference to international trade, is the export by a country or company of a product at a price that is lower in the foreign market than the price charged in the domestic market.
Sol. Dumping, in reference to international trade, is the export by a country or company of a product at a price that is lower in the foreign market than the price charged in the domestic market.
Q15. Which one of the following countries is not a member of the "BRICS" group?
निम्नलिखित देशों में से कौन सा " BRICS " समूह का सदस्य नहीं है?
(a) Brazil/ ब्राज़िल
(b) Russia/ रूस
(c) China/ चीन
(d) Indonesia/ इंडोनेशिया
निम्नलिखित देशों में से कौन सा " BRICS " समूह का सदस्य नहीं है?
(a) Brazil/ ब्राज़िल
(b) Russia/ रूस
(c) China/ चीन
(d) Indonesia/ इंडोनेशिया
Show Answer
Ans.(d)
Sol. BRICS is the acronym for an association of five major emerging national economies: Brazil, Russia, India, China and South Africa. Indonesia is not a member of BRICS group.
Sol. BRICS is the acronym for an association of five major emerging national economies: Brazil, Russia, India, China and South Africa. Indonesia is not a member of BRICS group.
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