List of Government Schemes in India 2017 - PDF

Start-Up Village Entrepreneurship Programme

Aim:

• To create self-employment opportunity for rural youth. 

Features:

• Ministry of rural development will provide training and skill programmes mainly in the manufacturing sector. 
• It will be based on the strategies like ICT usage, vocational training, skill developments, residential training and workshops. 
• The target beneficiaries are SC/ST and women with an aim to provide 75% job of the trained people. 
• It was already started in Jammu and Kashmir and northeast part named HIMAYAT and ROSHNI respectively. 

Deen Dayal Upadhyay Grameen Kaushal Yojana

Aim:

• It guarantees to provide employment to 75% trained people in rural area. 

Features:

• It comes under the national rural livelihoods mission and implemented through national skill development. 
• It will comprise 50% SC/ST community, 15% minority community and 33% women. 
• It targets 5.5 core potential worker of rural area between the age of 15 to 30 years. 
• It will include green sectors like renewable energy, floriculture, grey sectors like manufacturing and services sector means telecom healthcare and etc. 

Pradhan Mantri Kaushal Vikas Yojana

Aim:

• It will mobilise and enable employees to the large Indian youth and take up skill training 

Features:

• It is a skill certification and reward scheme of the Indian government 
• It is especially for the 10th and 12th class dropout students in Jammu and Kashmir and North-eastern states and it will benefit 10 million youth till 2020. 
• Ministry of Skill Development and Entrepreneurship Implemented through National Skill Development Corporation 

Better than Cash Alliance Network

Aim:

• To promote electronic, digital and transparent financial inclusion to the rural area

Features:

• It is a joint venture of national and international agencies, corporations and countries like Bill and Melinda Gates Foundation, master card, Citi Foundation, visa card and many more.
• It will cover more than 300 million citizens of India by linking Aadhar identity.
• It will change the infrastructure and technology like from traditional to modern which helps to overcome hurdles

Pradhan Mantri Yuva Yojana

Launched on: 9th November 2016
Launched by: Shri Rajiv Pratap Rudy
Aim:

• To encourage and prepare youth for the global competition.

Features:

• This scheme will cover 2200 institutes for higher level of learning like premier universities and colleges and 300 schools, 500 Industrial training institution of India’s and 50 open online courses through entrepreneurship development centres
• It will improve the economy overall by covering trainee in upcoming 5 years.
• MSDE will give all the guidance related standard use of all the tools and provide training all across India.

Aadhaar Enabled Payment System (AEPS): At a Glance

Aim:

• To initiate a simple and user friendly payment solution to make cashless economy

Features:

• A unique 12 digit Aadhar card number is provided by the government of India.
• An identification number is used to recognise the identity and detail of the customer.
• Aadhar enable payment system will help to trace the fake data and the direct benefit is given to the beneficiary through it.
• Aadhar enabled payment system is Cost effective, Accountable and transparent.

13. Various Skill Development Schemes for Minorities

Aim:

• To promote the rural community and cottage industries on a large scale.

Programmes included

Project Handloom

• To promote handloom and domestic industries
• To provide incentives for the research and development
• To collaborate the weavers with designers

Shyama Prasad Mukherjee Rurban Mission

• This scheme will include skill development and economic developmental activities
• It is a public-private partnership model for the delivery of service and fund management.
• Train rural youth for the skill development programme and lessen the rural migration

USTTAD

• This scheme will upgrade the skills in crafts and arts for development of the minority community and helps to preserve the art and craft
• It is implemented by the ministry of minority affairs
• Training will be given to the artisans, weavers and craftsmen from minority communities who are already practising in this field.

NAI MANZIL SCHEME

• To create employment awareness to youth and spread loans for starting up new businesses to the school dropouts and
• Madrassa students
• It will benefit the people between the age group of 17-35 in minority communities
• The training covers courses in four main sectors including engineering, manufacturing, soft skills and services

BHIM (Bharat Interface for Money): All You Need To Know

Launched by: Prime minister of India, Shri Narendra Modi
Launched on: 30th December 2016
Aim:

• To make cashless economy and promote digital payment

Features:

• It is developed by national payment corporation jointly with just pay.
• Payment is based on unifies payment interface and uses an immediate payment service.
• No need to have a smartphone or a connection to the internet.
• If a bank account is connected to the Aadhar card, one can make payment by thumb impression.
• It is supported by various banks like SBI, ICICI, Axis Bank, HDFC Bank and so on.

National Skill Development Mission (NSDM):

Launched On: 15th July 2015 a world youth skills day
Launched by: Prime minister of India, Shri Narendra Modi
Aim:

• To give skill training in various sectors and cover the millions of Indian youth.

Features:

• It jointly promoted by Ministry of Skill Development and Entrepreneurship, National Skill Development Agency (NSDA), National Skill Development Corporation (NSDC) and funding by National Skill Development Corporation.
• It aims to provide stable life, infrastructure, institutional training and overseas development.
• It has a 5 phase strategic framework like to create, to correct, to certify, to connect and to catalyse.
• By the end of the year 2020, India will supply skilled labour to the world

National Youth Policy

Aim:

• To provide training and employment based on the identified priority areas between the age group of 15-29 by skill training.

Features:

• It aims to cover the area like Entrepreneurship, Employment, Health and healthy lifestyle, education and sports activity.
• By 2020, India set to become the youngest country in the world with a youth force of 64% of Indian population
• By 2020, India will have a surplus of 47 million men power as compared to the other nations.
• This scheme is also aligned with four other schemes that are PM Mudra Yojana, Stand up India, Digital India and Make in India.
• NYP will address the huge problem of unemployment in India and bridge the gap between corporate and employees through skilled youth

National Apprenticeship Promotion Scheme

Aim:

• To train 50 lakh apprentices by 2020

Features:

• The initial funding of Rs 10000 crore is given by the NAPS and 50% of it is by the government of India.
• It provides industry lead training in a formal way in the most efficient and effective way.
• Employment department in each district empowered to provide career guidance programs in lieu of NAPS to youth pertaining to education or job
• It helps prevent the migration of rural youth to urban areas by establishing network with different rural non-governmental institutions and provide training to rural youth and get employment in the rural areas
• NAPS interfaces institutions like Khadi and Village industries, educational institutions, Small farmers’ agro-business association, NGO etc. to impart skill training to the apprentices in various job-creating fields

Deen Dayal Upadhyay Swaniyojan Yojana

Launched on: 2016
Launched by: Prime minister of India, Shri Narendra Modi
Aim:

• To promote entrepreneurship through skill training in rural areas for self- employment, to provide financial assistance,

Features:

• It is jointly promoted by Ministry of Rural Development, Ministry of Skill development and Entrepreneurship and MUDRA bank.
• It is funded by National Rural Livelihoods Mission and loan is provided by MUNDRA bank.
• It will cover the courses like Beauty courses, Dairy farming, Driving, Agriculture, Plumbing, Horticulture, Grafting, Masonry, Food processing, Textile and Animal Husbandry
• It will encourage self-help groups for the self-employment and more importance is given to the women.
• The rural economy will get a boost in other areas other than farming and it lessens the pressure on agriculture.
• This scheme will address rural unemployment and reduce poverty on a mass scale

Surya Mitra Skill Development Program

Aim:

• To train suryamitras in the field of solar and the target is to give training to the 5000 trainers until 2017.

Features:

• It is an autonomous body under MNRE and it has a 3-month course and the course will complete in 6000 hours.
• It is jointly promoted by National Institute of Solar Energy (NISE) is the implementation agency of Surya Mitra and Ministry of New and Renewable Energy (MNRE) and funded by central government.
• The target is to achieve 100 GW solar powers in the upcoming 25 years.
• It will cover the services like Solar project installation, Provide servicing for solar powered panels, Solar project repair, Solar equipment servicing, Solar project maintenance, Servicing in solar power plants, Servicing of solar products like and Solar cookers Solar pumps Solar lamps Solar heaters etc.
• The training for the Surya Mitra will be given in the ITI, Polytechnic, Educational institutions

Pravasi Kaushal Vikas Yojana

Launched on: Pravasi Bharatiya Divas
Launched at: Bengaluru, Karnataka
Aim:

• To impart skill training to Indian youth seeking employment overseas
• To give respect to the Indians overseas by ensuring their welfare and safety

Features:

• Training will be based on the international standard and end of the scheme a certificate will be given.
• The scheme will be jointly promoted by the National Skill Development Corporation (NSDC), Ministry of External Affairs, Ministry of Skill Development and Entrepreneurship and Training partners of NSDC
• It will include the skill development programme along with welfare, safety and security of overseas Indians.
• This scheme will help India to become a supplier of the skilled professionals in the next decade.
• PKVY will serve a proper medium to the disoriented Indian youth to aspire to go to the abroad and work with certified skill training
• PKVY will help keep a track record of the Indian youth going abroad after getting trained in the skill development program

Skill Banks: All You Need To Know

Aim:

• To provide training to potential immigrant workers

Features:

• Youth trained in skill banks will get acquainted with the local culture of the country in which they want to go to work.
• Before emigration, trainees are made familiar with language and work ethics of the foreign country.
• Skill banks train the workers and certify them and ensure that the employees get the good working condition in the foreign country.
• The focused countries are South East Asia, Norway, Germany, Canada, Sweden and Japan
• Skill banks focus on these countries for job opportunities and train people according to the requirement and it will cover the sectors like Healthcare, Medicine, IT, Hospitality, Retail trade and Automobile.
• Rural poor and unaware people can completely trust the skill banks for their overseas job opportunities.

Nayi Manzil Scheme: All You Need To Know

Launched in: Jammu and Kashmir initially and then all over India
Launched by: Minister for Minority Affairs
Aim:

• Focuses on school dropouts in minorities and help them complete their school education and to provide employment opportunities and to provide non-residential training

Features:

• The scheme is implemented by the ministry of minority affairs and the fund is managed by the Government of India and World Bank has given $50 million.
• The scheme will cover all the sectors and create employment in the youth and extend loans to the minority community by motivating and helps to cover livelihood needs.
• It will cover the age group between 17 to 35 and the one who is dropouts from the school or madrasa students and 30% of the seats are vacant for the minority girls.
• It will last long for 9 to 12 months and also provide bridge courses to get 10th and 12th certification in distant mode and give benefit to the 3 lakhs.
• It will cover the main four sectors that are Engineering, Manufacturing, Soft skills and Services

Shyam Prasad Mukherjee Rurban Mission: Key Points

Launched at: Rajnandgaon district of Chattisgarh
Launched by: Prime minister of India
Aim:

• Overall social, infrastructure and economic development of villages and to make 300 villages smart until the financial year 2020.

Features:

• This scheme is a successor of Provision of Urban amenities in Rural Areas (PURA) model envisioned by our Late President Dr APJ Abdul Kalam and planning is to develop villages on cluster based approach and it is formed on demography base.
• It will include activities like skill development and economic development
• The scheme is promoted jointly by the state governments and fund is managed by the various government schemes and public-private partnership mode.
• Components of the scheme are Cluster based Skill Development, Digital literacy ,Skill training linked to employment ,Inter-village road connectivity ,Mobile health units ,Infrastructure development ,LPG gas connections ,E-gram connectivity ,Electronic delivery of citizen-centric services ,Public transport ,Warehousing ,Agriculture services ,Agro-processing ,Storage ,Water supply provisions through pipes ,Sanitation ,Waste management – solid and liquid and Education facilities up gradation

INSPIRE: Innovation in Science Pursuit for Inspired Research Program

Aim:

• To attract youth and talent to pursue and study science.
• To inspire and promote study, developing research and development activities in Science.
• To attract in the science field and to train the youth.

Features:

• The scheme is jointly handled by the Department of Science & Technology, Ministry of Science & Technology and Ministry of Skill Development and Entrepreneurship.
• It will strengthen the Research and Development base of the children at an early age and develop a strong pool of human resource in science and technology field.
• This unique INSPIRE scheme aims to develop and skill students in science in an innovative manner.
• The students are given scholarships to pursue higher education in science through this scheme.

Vidyanjali Scheme: School Volunteer Program: Key Points

Aim:

• Providing volunteer teachers to government-run schools
• Promoting the government education system through skill development

Features:

• The scheme is launched under Sarva Shiksha Abhiyan and in the initial phase it will cover 21 states and 2200 schools and the future plan is to cover all the government schools,
• It is managed by Ministry of HRD and Department of School Education and Literacy
• This scheme will add value addition to the teaching programme in schools by Music, writing, Public speaking, Creative skills and so on.
• Those who want to teach in schools as a volunteer can apply online at www.mygov.in under Vidyanjali scheme.
• Vidyanjali scheme is seen as an innovative measure to improve the quality of education in government schools.

SWAYAM Scheme: Important Things to Know

Aim:

• To achieve the three cardinal principles of Education Policy - access, equity and quality.
• To take the best teaching-learning resources to all, including the most disadvantaged.
• To join the gap for people who are still far from enjoying the fruits of digitization and those who have not joined the mainstream of the knowledge economy.

Features:

• It is a massive open online course platform and provides self-actualization opportunity for lifelong learning.
• Hundreds of courses are offered and are offered by best teachers in India.
• All the courses are interactive and free of cost to the residents in India. More than 1,000 specially chosen faculty and teachers from across the Country have participated in preparing these courses.
• A student studying in a college can transfer the credits earned by taking these courses into their academic record. For example, if you are working or in school, SWAYAM presents a unique educational opportunity to expand the horizons of knowledge.
• Professors are from the central institutions like IITs, IIMs, central universities who will offer online courses to citizens of India.
• The courses will be covered in four parts that are Video lecture, specially prepared reading material, Self-assessment tests and online discussion forum

E-Paathshala: Service To Higher Education Institute: Key Points

Aim:

• Raise the education standards to global level and Increase in student’s admission rate at high funding
• To check the services and functions of any higher educational institution like colleges and universities

Features:

• External body to check the services and functions of any higher educational institution like colleges and universities.
• ERP- Enterprise resource planning is management software to do all the functions of an organisation as a single integrated unit.
• It reports the gap and recommendations to improve the organisation to get a better grade for accreditation.
• It improves the efficiency and transparency of an institution. It reduces manual work and time.
• It has external quality Assurance team to do Academic Audit, Administrative Audit, Green Audit, Gender Audit and Academic roadmap with prospective plans.
• It also provides IQAC (Internal Quality Assurance Cell) help to IQAC workflow and document verification service for accreditation.

Pradhan Mantri Jan Aushadhi Yojana: Important points to Know

Launched on: October 2016

Objective:

• To lower the cost of healthcare items by providing high-quality medicines at affordable rate
• To create awareness and encourage public about the importance and usage of generic drug
• To make available all necessary and common drugs and the main target group is poor people.

Features:

• To make this Yojana successful, a government opened a Jan Aushadhi Store at Amritsar Civil Hospital.
• Under this Yojana, more than 700 drugs are included and 708 Jan Aushadhi Store is opened in 26 states with a maximum number of stores in Uttar Pradesh.
• An NGO, Cooperative society, Charitable Institutions, Private Hospitals and Self Help Groups can open Jan Aushadhi Stores by following the guidelines of the government and for this, a government will help of Rs 2 lakhs for establishment and 50000 for infrastructure support.

Chief Minister Samagra Gramya Unnayan yojana-Key Points

Launched on: 5th February 2017
Launched at: Sri Madhavdev International Auditorium of Srimantha Sankardev Kalakshetra in Guwahati
Launched by: Chief Minister of Assam; Mr Sarbananda Sonowal

Objective:

• To develop all villages of Assam state in the upcoming 5 years
• To make income of farmers double by the end of the financial year 2022

Features:

• This scheme will be implemented by “Saturation model” and this model will help by making easy direct economic activities, logistic support by market linkages and community support.
• To make this scheme successful, a village knowledge centre is going to set in each village by making collaboration with Mahatma Gandhi National Rural Employee Guarantee scheme.
• A total budget of 5 years for this scheme is Rs 3000 crore and for the first year, it is 500 crore.

Prime Minister Gramin Digital Saksharta Abhiyan: Key Points to Remember

Launched by: finance minister, Mr Arun Jaitley

Objective:

• To provide digital literacy to the rural citizens and to widen the use of digital transactions by making cashless economy

Features:

• This mission is observed by two ministries i.e. Finance ministry and Ministry of Electronics and IT along with State, Union Territories and District e-Governance Society.
• It will be implemented in three phase means in the first phase 25 lakh candidates, in the second year 275 lakh and in the third phase 300 lakh candidates given training related to digital literacy.
• A budget for this scheme is of Rs 2351.38 crores and the main focus is given on the Digital Wallets, UPI (Unified Payment Interface), mobile banking, USSD (Unstructured Supplementary Service Data) and AEPS (Aadhaar Enabled Payment System).
• A scheme will help people how to use smartphones and many other digital types of equipment for cashless transactions and make people digital literate.

Attracting and Retaining Youth in Agriculture (ARYA) Scheme

Launched by: the Indian Council of Agricultural Research

Objective:

• To promote green revolution in the country.
• To promote and inspire farmers to grow something after harvesting paddy
• To encourage farmer for the Prime Minister Crop Insurance Scheme and use the latest technology by connecting with the Kisan Call Centre
• To inspire farmers to use Soil health card and follow it by using the necessary fertilizers and doing seed treatment.

Features

• This scheme is implemented through Krishi Vigyan Kendras in 25 states and each Kendras will train approx. 200 to 300 youth in the agriculture activity and many other supplementary activities like poultry farming, dairying, fisheries, goat rearing, and mushroom production and so on.
• A trained entrepreneur will help and assist to prepare project reports for a bank loan.
• ARYA scheme keeps the potential of the educated youth within the rural areas by improving agro productivity and helps to reduce migration from villages.

Skill Acquisition and Knowledge Awareness for Livelihood Promotion programme (SANKALP)

Launched by: Finance Minister Mr Arun Jaitley

Objective:

• To re energize quality education in youth
• Budget: 4000 crore

Features:

• It will be at a cost of Rs 4000 crore to train 3.5 crore youth.
• The focus will be given to the quality vocational training which is given by it.
• By industry cluster method, an apprentice programme will be strengthening.
• Allocations of sources are done based on the Annual Learning Outcomes and more emphasis is given to the science education, Innovation fund to boost ICT enabled transformation.
• The focus is on the backward community and for this UGC reform will be taken and framework will be revised based on the outcome.
• A national testing policy will work as an autonomous body and administration are monitored by AICTE.

One Stop Centre Scheme for Women: Key Points

Launched On: 1st April 2015

Objective:

• To provide support and assistance to women affected by violence at any place whether a private or a public irrespective of caste, class, religion, region, sexual orientation or marital status

Features:

• It is established by the Ministry of Women and Child development to support women affected by the violence of any type.
• These centres will provide immediate access to a range of service which includes medical assistance, Legal aid and counselling, Psycho-social support and counselling support to the victims.
• A uniform number 181 will give a 24-hour emergency response to affected women and government has set up 660 centres with a budget of Rs 18.58 and comes under the Niramaya fund.

11 Important Women Empowerment Schemes in India

1) Beti Padhao, Beti Bachao Scheme

Aim:

• To generate awareness and improve the efficiency of welfare services meant for girls

Launched on: 22 January 2015
Initial Funding: 100 crore

Objectives:

• To prevent sex-selective abortion
• To ensure survival and protection of a girl child
• To ensure education of the girl child

2) One Stop Centre Scheme

Aim:

• To provide support and assistance to women affected by violence both in private and public spaces. 

Funds:

• The Scheme will be funded through Nirbhaya Fund.

Objectives:

• To provide integrated support and assistance to women affected by violence, both in private and public spaces under one roof
• To facilitate immediate emergency and nonemergency access to a range of services including medical, legal, psychological and counselling support to fight against any forms of violence against women.

3) Women helpline scheme

Launched on: 01 April 2015
Aim:

• Scheme for Universalization of Women Helpline is meant to provide 24 hours immediate and emergency response to women affected by violence.

Objectives:

• To provide toll-free 24-hours telecom service to women affected by violence seeking support and information.
• To help crisis and non-crisis intervention through referral to the appropriate agencies such as police/Hospitals/Ambulance services/District Legal Service Authority (DLSA)/Protection Officer (PO).

4) Women Helpline Nos.

• Women's Helpline: 181
• Toll-free Call to 1091- Police Helpline,
• 102 (hospital/Ambulance) &
• 108 (Emergency Response Services) Contact to One Stop Centre (OSC)
• 4 Working Women’s Hostel (WWH)

Aim:

• Scheme envisages provision of safe and affordable hostel for women.

Objective:

• To promote the availability of safe and conveniently located accommodation for working women with day care facility for their children wherever in urban, semi-urban or even rural areas where employment opportunity for women exist.

5) Support to Training and Employment Programme (STEP) for Women

Aim:

• To make a significant impact on women by upgrading skills.
• It targets marginalised asset less rural women and urban poor and includes wage labourers, unpaid daily workers, women-headed households and families below poverty line.

Objectives

• To mobilise women in small viable groups and make facilities available through training and access to credits
• To provide training for skill upgrading
• To enable groups of women to take up employment-cum- income generation programs.
• To provide support for further improving training and employment conditions of women.

6) SWADHAR Greh Scheme

Launched: 2001
Objective:

• To provide temporary accommodation, maintenance and rehabilitative services to women and girls rendered homeless due to family discord, crime, violence, mental stress, social ostracism. Another scheme with similar objectives is Short Stay Home (SSH).

Features:

• To provide the primary need of shelter, food, clothing, medical treatment and care of the women in distress and who are without any social and economic support.
• To enable them to regain their emotional strength, affected by unfortunate circumstances.
• To provide them with legal aid and guidance to take corrective steps and start their life as fresh with dignity and conviction.
• To rehabilitate them economically and emotionally.

7) Rajiv Gandhi National Creche Scheme

Aim:

• This scheme is for the children of working mothers to take care of the children.

Launched: launched in 2012 and It was revamped in 2016.
Features:

• The present scheme will provide assistance to NGOs for running crèches.
• To providing creches where babies and young children care during the working day.
• Thus the children of these women, who were earlier getting support from relatives and friends while their mothers were working now in need of day care services which provide quality care and protection for the children.

8) Indira Gandhi Matriva Sahyog Yojana (IGMSY)

Launched: October 2010
Features:

• It is a Conditional Cash Transfer Scheme for pregnant and lactating (P&L) women to contribute to the better environment by providing cash incentives for improved health and nutrition.
• The beneficiaries are paid Rs.4000 in three instalments per P&L woman between the second trimesters till the child attains the age of 6 months on fulfilling specific conditions.
• To promote cash incentives for improved health and nutrition to pregnant and lactating mothers and take appropriate care and institutional service utilization during pregnancy, delivery and lactation, 
• To encourage the women to follow (optimal) nutrition and feeding practices, including early and Exclusive breastfeeding for the first six months.

9) Mahila e-Haat

Aim:

• To strengthen financial inclusion of Women Entrepreneurs in the economy by providing continues sustenance and support to their creativity.

Features:

• Mahila E-Haat is an initiative to meet needs of women entrepreneurs; this unique e-platform will strengthen the socioeconomic empowerment of women.
• This startup Rashtriya Mahila Kosh website leverages technology for showcasing products made/manufactured/sold by women entrepreneurs.
• To act as a catalyst by providing a web-based marketing platform to the women entrepreneurs by directly selling their products.
• To support 'Make in India' through online marketing platform.

10) Mahila police volunteers

Aim:

• To ensure safety and security of citizens in general and women in particular.
• To increase the number of women in the police force.

Features:

• An MPV will serve as a public-police interface in order to fight crime against women.
• The broad mandate of MPVs is to report incidences of violence against women such as domestic violence, child marriage, dowry and violence faced by women in public spaces.

11) National Mission for Empowerment of Women (NMEW)

Launched: 15 August 2011
Aim:

• It is an initiative of the Government of India for empowering women holistically.

Features:

• To strengthen and empowering women holistically, conceptual and programmatic basis of women-centric schemes
• To Train & build Capacity to enhance and strengthen understanding of gender issues, build a Resource Pool (trainers) at the National and State level to bridge gaps between knowledge and practice will be the other focus area of NMEW

Scheme TIES for Developing Export Linked Infrastructure: Explained

Launched On: March 15, 2016
Launched by: Union Minister of State for Commerce and Industry Nirmala Sitharaman

Objective:

• To provide assistance for setting and up gradation of infrastructure projects with export linkages, outbound shipments, facilitate forward and backward linkages and to create export infrastructure.

Features:

• It will focus on infrastructure requirements like integrated check posts, customs’ checkpoints, a border has, trade promotion centres, dry ports, export warehousing and packaging, last mile connectivity besides establishing quality testing and certification labs, and Special Economic Zones (SEZs), etc.
• The focus is not just to create infrastructure and leave it, but to ensure that the infrastructure developed is professionally run and sustained.
• A budget allocation for this scheme is of Rs 600 crore for the financial year 2017-2020 and cost are shared by the centre and states in a ratio of a 50:50 percent.
• A committee is set up for the sanctioning, funding, overseeing and monitoring of the projects of this new scheme and the head of this is Commerce Secretary with 10 members in it.
• A committee member is from the different sector like The Directorate General of Foreign Trade (DGFT), Department of Industrial Policy & Promotion (DIPP), National Institution for Transforming India (NITI Aayog) and Ministry of Home Affairs and Ministry of Development of North-East Region.
• Rajasthan and Karnataka, the two states have already proposed projects under the new scheme.

Extra Benefits Announced Under Pradhan Mantri Awas Yojana

Aim:

• To expand the scope of Pradhan Mantri Awas Yojana and to cater housing need of middle-income people and economically backward community.

Features:

• It is managed by National Housing Bank (NHB) and Housing and Urban Development Corporation (HUDCO) which have been identified as Central Nodal Agencies (CNAs) by Ministry of Housing and Urban Poverty Alleviation (MoHUPA) for the purpose of implementation of this scheme.
• The mid-income group, the economically weaker sections (EWS) and low-income group in cities will get 4% exemption on interest for home loans up to Rs. 9 lakh and 3% exemption up to Rs. 12 lakh. Under PMAY-Gramin, the government will build 33% more houses than earlier planned by the government.
• The government will provide loans in villages with 3% exemptions for building a new house. Also, this loan is available for renovation of houses in the villages.
• Under the new scheme of housing for all 2022, the central assistance per house for EWS has been planned to increase to 1.5 lakh rupees from 70,000 rupees.

National E-Health Authority (Neha): Functions & Benefits

Launched by: the Ministry of Health and Family Welfare

Objective:

• To promote e-Health standards

Features:

• It is the nodal authority liable for the progress of an integrated health information system and responsible to impose rules & regulations linking to the privacy & security of the patient’s health information & records.
• To guide in e-health solutions at various level and to enable integration of multiple health IT systems through health information exchanges.
• To supervise the systematic development of state & national electronic health record exchange system which safeguards security, confidentiality & privacy of patient data & continuity of care.
• To engage with shareholders by various means so that e-health plans and many other policies, regulatory & legal provisions are implemented by both the public & private sector shareholders.
• To address the problems related to privacy & confidentiality of patients’ Electronic Health Record (EHR) in the legislation.

JAM Trinity: Jan Dhan Aadhar and Mobile

Aim:

• To link Jan Dhan accounts, Mobile numbers and Aadhaar cards of Indians to avoid the leakages of government subsidies.

Features:

• JAM Trinity stands for Jan Dhan, Aadhaar, and Mobile.
• It can effectively solve the problems of corruption and lack of transparency in government subsidy programme.
• Aadhaar will help in biometric identification of citizens with accuracy, Jan Dhan accounts and mobile numbers will help the direct transfer of cash in the accounts. It will help to make Indian subsidy programme corruption free.
• Until April 2016, Government's estimates show about Rs.17, 000 crores of subsidies has been saved on cooking gas alone by Direct Benefit Transfer using Aadhaar. Parliament has now approved the bill granting statutory status to Aadhaar which will further accelerate Aadhaar seeding in bank accounts. It is a good example of how government can use JAM efficiently in its subsidy programme. 

Rashtriya Krishi Vikas Yojana (RKVY): Key Points to Know

Launched At: 11th Five Year Plan by the Government of India
Aim:

• To help State Governments so as to increase investment in agriculture and its allied sectors.

Features:

• It is also known as 'National Agriculture Development Scheme'.
• To help State Governments so as to increase investment in agriculture and its allied sectors.
• To make sure that the local needs and crops should be priorities and reflected in the agriculture plans of the States.
• By the decentralising decision-making power and by providing flexibility and autonomy to States in the process of planning and executing agriculture and related sectors schemes.
• By ensuring the preparation of Agriculture Plans for Districts and States based on climatic conditions, availability of technology and natural resources.
• To significantly increase the productivity of Agriculture and its allied sectors and eventually maximise the returns of farmers in agriculture and its allied sectors.

6 sub-schemes under RKVY

• Bringing Green Revolution to Eastern Region:
• Initiative on Vegetable Clusters:
• National Mission for Protein Supplements:
• Saffron Mission:
• Vidharbha Intensive Irrigation Development Programme:
• Crop Diversification:

Saur Sujala Yojana: Key Facts & Advantages

Launched At: 16th Foundation Day of Chhattisgarh
Launched By: Prime Minister of India
Aim:

• To strengthen the agriculture & rural development in rural area

Features:

• To provide solar-powered irrigation pumps to farmers at a sponsored price. Also, Chhattisgarh is the first state to implement the scheme.
• The main aim of this scheme is to strengthen the agriculture & rural development in rural Chhattisgarh.
• Under the scheme, solar-powered irrigation pumps of 3HP & 5HPcapacity would be distributed to farmers by 31-Mar-2019.
• The scheme targets the areas, where there is no reach of electricity.
• Around 51,000 farmers would be benefitted in the state with the launch of the scheme in next 2 years.
• The Chhattisgarh State Renewable Energy Development Agency (CREDA) is the liable authority for the installation & maintenance of the solar pumps given to the eligible farmers. Under this scheme, about 1100 solar pumps will be distributed to farmers in various zones in the state within the present financial year.

National Agriculture Market: Key Facts to Know

Launched by: Union Ministry of Agriculture and Farmers' Welfare
Aim:

• To create a unified national market for agricultural commodities.

Features:

• It is a virtual market but at the back of it there is a physical market (mandi)
• It provides facility to farmers, traders, buyers, exporters and processors with a common platform for trading commodities.
• The Portal is managed by Small Farmers’ Agribusiness Consortium (SFAC) appointed by the ministry.
• In this market total, 69 commodities are included which are staple food grains, vegetables and fruits
• Recently, 585 regulated mandis across the country are to be integrated with the portal by March 2018
• It provides the opportunity to farmers and local traders to access a larger national market for secondary trading and more options for sale.
• It will facilitate the emergence of value chains in major agricultural commodities across the country and help to promote scientific storage and movement of agricultural goods.

National Transit Oriented Development Policy: Key Facts

Launched By: The Ministry of Urban Development
Aim:

• To promote development near mass urban transit corridors which enables people to live within walking or cycling distance from Metros, Monorail and Bus Rapid Transit (BRT) corridors, etc.
• To enhance the depth of understanding of States and UTs on TOD as a viable solution to many of the challenges like excessive urban growth, rapidly rising private vehicles on roads, pollution, housing choices etc.

Features:

• It will promote integration of land use planning with transportation and infrastructure development to avoid long-distance travel in cities
• TOD policy will help the states to develop an in-depth understanding of the challenges currently faced by Indian cities.
• Initially, TOD has pilot projects along four metro corridors and another pilot project near Karkardooma in Delhi is getting in-principal approval for the first phase of transit-oriented development (TOD).
• The TOD aiming to build mass-rapid transport hubs that will have an inner zone of 300 metres radius called the intense-zone
• This intense zone will give preference to high-density mixed use development, pedestrians and non-motorised transport, and two more concentric zones of 800 metres and 2 km with high-density street network and equitable distribution of road space.

Krishi Kalyan Cess: All You Need to Know

Launched on: Union Budget, 2016-17
Applicable From: 1st June 2016
Aim:

• To collect and us this cess for the improvement of agriculture and welfare of farmers

Features:

• It is permissible under Cenvat Credit Rules, 2004
• In order to provide a stable and predictable taxation regime and reduce black money, it was announced in the budget that domestic taxpayers can declare undisclosed income by paying tax at 30% and surcharge at 7.5% and penalty at 7.5% which is a total of 45% of the undisclosed income. Such declarants will have immunity from prosecution.
• The Finance Minister while declaring the above provision mentioned that Surcharge levied at 7.5% of the undisclosed income will be called as Krishi Kalyan Surcharge, to be used for agriculture and rural economy.
• KKC needs to be charged separately on the invoice and paid separately under separate accounting code
• KKC is not applicable to service mentioned in Negative List and Mega Exemption List.
• KKC is applicable to Reverse Charge Mechanism (RCM) service.

National Afforestation Programme (NAP)

Launched by: The Ministry of Environment and Forests.
Aim:

• Sustainable development and management of forest resources and Improve Forest and Tree Cover

Features:

• Rehabilitation of degraded forests and other areas by institutionalizing decentralized/participatory forest management and supplementing livelihoods improvement processes
• The Scheme will be implemented by a three-tier institutional set-up, namely State Forest Development Agency (SFDA) at the State/ UT level, Forest Development Agencies (FDA) at the forest division level, and Joint Forest Management Committees (JFMCs) or Eco-development Committees (EDCs) at the village level.
• The Scheme will be implemented to regenerate, afforest or reforest degraded forests and adjoining lands, under both public as well as private tenure. Due priority will be given to the treatment of the problem, eco-sensitive and disaster-prone areas, such as coastal areas, mangroves, ravines, shifting cultivation areas, cold and hot arid areas, tank foreshore, strips along public infrastructure, etc.

The National Mission for a Green India

Launched By: the Minister for Environment and Forests
Aim:

• To facilitate smooth implementation of climate change mission

Features:

• It is one of the eight Missions under the National Action Plan on Climate Change (NAPCC)
• Increased forest/tree cover on 5 m ha of forest/non-forest lands and improved quality of forest cover on another 5 m ha (a total of 10 m ha).
• Improved ecosystem services including biodiversity, hydrological services and carbon sequestration as a result of treatment of 10 m ha.
• Increased forest-based livelihood income of about 3 million households living in and around the forests.
• Enhanced annual CO2 sequestration by 50 to 60 million tonnes in the year 2020.
• The total mission cost is estimated to be Rs 46,000 crores.

Pradhan Mantri Mahila Shakti Kendra' Scheme

Launched by: Government of India
Aim: To empower rural women through community participation to create an environment in which they realize their full potential.

Highlights

• National level (domain based knowledge support) and State level (State Resource Centre for Women) structures will provide technical support to the respective government on issues related to women. 
• District and Block level Centres will provide support to PMMSK and also give a foothold to BBBP in 640 districts to be covered in a phased manner. 
• The financial outlay during 2017-18 to 2019-20 will be Rs.3,636.85 crore with a Central Share of approximately Rs.3,084.96 crore.

 ‘She Pad’ Scheme

Launched in: Kerala

Aim at: Providing sanitary napkins for free

Highlights

• The first-of-its-kind scheme in India
• 300 government schools to be covered in the state
• This scheme is an attempt to normalize public debates about menstrual hygiene.
• She Pad scheme will aware people about the need for menstrual hygiene and break the taboo around the subject.

Nabakrushna Choudhury Seccha Unnayan Yojana

Launched in: Odisha

Estimated Cost: Rs 635 crore 

Aim: to provide irrigation facility to about 55,000 hectares of agricultural land across the state. 

Named After:  Chief minister and freedom fighter Nabakrushna Choudhury.

Exclusive 'Rural Livelihood' scheme for Northeast 

Supported by: World Bank

Aim: To benefit the tribals and the lower socioeconomic groups, including women, in the North-Eastern Region (NER). 

Four States: Mizoram, Nagaland, Sikkim and Tripura

4 Projects Under Nava Kerala Mission

Aim:To develop all the sector of state and want to make its position on the map of India.

Haritha Keralam:

• Launched by: Kerala Government
• It means organic farming for agricultural development and preserving water sources would be the main focus
• The project force on the cleanness of the state and to organising various wastes management schemes.
• The scheme also maintains to make a proper and healthy environment

Ardram:

• Launched by: Kerala Government
• Aim: Improving quality and facilities at government hospitals for the poor people and to enable treatment at a reasonable price
• Ardram would bring in a sea change in the state’s healthcare sector

Education System:

• Launched by: Kerala Government
• Aim: To protect and strengthen the public school system of Kerala also to ensure the school system by bringing up Nobel teaching methodologies
• This scheme is for the school system whose primary person is to distribute training in the middle of every individual.

Life System

• Launched by: Kerala Government
• Aim: To provide housing for the homeless and bringing up the quality of life in the mission
• The target of the plan to build houses for 4.32 lakh families in Kerala
• Budget: Rs. 6000-6500 crore.

Digi Dhan Vyapar Yojana: Key Points To Know

Aim: The main objective of this Digi Dhan Vyapar Yojana is to increase the “Cashless Transactions” and to make our country Digital. These efforts of the government will take India to the paramount of development.Launched on 15 December 2016, Launched by Prime Minister Narendra Modi

Features·

• Prizes for Merchants for all digital transactions conducted at Merchant establishments
• Weekly prizes worth Rs. 50,000, Rs 5,000 and Rs. 2,500
• The mega draw date under this scheme is going to be on April 14, 2017. Ambedkar Jayanti.
• For digital transactions between 8th November 2016 to 13th April 2017 to be announced on 14th April 2017

Kisan Credit Cards

• Aim: Kisan Credit Card is offered to farmers in India in order to enable them to access affordable credit.
• Launched by: Reserve Bank of India (RBI), along with National Bank for Agriculture and Rural Development (NABARD) initiated the conception of Kisan Credit Cards (KCC) in 1998-99

Features

• Cash withdrawal using the Kisan credit card requires very little paperwork, it is simple and hassle-free for both ( the card holder and bank). 
• An elaborate documentation process is not required or continuous appraisals under the Kisan Credit Card Scheme.
• Repayment of the credit can be made once the harvest season in over.
• Funds withdrawal from any of the Bank’s branches, as per the sole discretion of the bank is possible.
• Some other advantages include no transaction costs, lesser risks in loan recovery, etc.

Pradhan Mantri Yuva Yojna

Aim: To encourage youngsters and also make them well prepared for the global competition. 

Launched by: Minister of State (I/C) for Skill Development and Entrepreneurship Shri Rajiv Pratap Rudy

Budget: Rs. 499.94 crore

Features:       

• After becoming a party of this Ministry, these MSDE’s two institutes are now focusing on mentorship of budding entrepreneurs across the country and succeed so far and we are determined to create more opportunities of employment for our youth through this initiative. 
• The institutes under this scheme include 2200 institutes of Higher Learning (colleges, universities and premier institutes), 300 schools, 500 ITIs and 50 entrepreneurship development centers through Massive Open Online Course (MOOCs). 
• MSDE’s two institutions dedicated to entrepreneur education and training- NIESBUD and IIE- have trained more 7 lakh trainee including 2600 person from more than 125 countries in the field of entrepreneurial skills till date.

Technology Acquisition and Development Fund

Aim: Facilitation of Green, Clean and Energy efficient technologies through MSME
Projects under TADF take the form of patents, customized products, technology, specialized services and industrial design Implement by: Department of Industrial Policy and Promotion (DIPP)

Features:

• Financial assistance to Indian owned MSME 
• Scheme applicable to all MSME in the NIMZ (National Investment and Manufacturing Zones)
• SME patent and technology acquisition costs covered
• Direct patent acquisition costs reimbursed

Pradhan Mantri Kaushal Vikas Yojana:

Aim: PMKVY helps to mobilise and enable a large Indian youth to become employed and take up skill training that is outcome based

Features:

• Targets of skill training aligned with flagship programs such as Digital India, Swachh Bharat, National solar mission and Make in India 
• PMKVY has a formal grievance redressal mechanism 
• Online citizens portal setup to convey information about PMKVY 
• Industry relevant skill training 
• PMKVY portal includes a complete set of database available to all courses and the various training centres

Pradhan Mantri Vittiya Saksharta Abhiyan:

Aim: To make the country with the cashless economy and its citizen trying their hands to use cashless transactions in their daily life. This Scheme also aims to create a strong digital economy and put India in digitally developed countries and leading countries in the global map. Launched on: 1st December 2016.
Launched by: Union HRD Minister – Prakash Javadekar

Features:

• Make the youth and students getting involved in this major transformation that the nation is going through and help others.
• Go for cashless transaction and payment modes like using credit or debit cards or the payment wallets

Skill India Mission

Aim: Skill India mission is a long-term strategy to address the shortage of skilled persons and promote faster, inclusive and sustainable growth.

Launched by(Prime Minister): Narendra Modi

Launched on: 16 july 2015

Budget: Rs. 17,000 Crore

Features:

• Skill India Mission is projected to improve the skills of the Indian workforce 
• Skill India Mission will make skilled labour a competitive advantage among world nations 
• Nearly 833 million of unorganized labor will be trained and placed in industry 
• India will emerge as the skill capital of the entire world supplying skilled labor force to the developed nations

E-Nivaran : Online Tax-Related Grievance Redressal Scheme

Aim: To resolve all the query related to tax issues in a single screen under the scanner of assessment officials.

Lunched by: CBDT(Central Board of Direct Taxes)

Features:

• To deal with the concerns an Electronic-Prevention Plan is being launched as a pilot basis in New Delhi. 
• Initiatives are being taken to create awareness among masses about tax policies and procedures. 
• The Whole process will be done over Electronic Media i.e. on Single Screen on Computer (Through Website). 
• Union Government Advised CBDT to resolve the query related to Tax issues within a month which may be further reduced with time.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana

Aim: DDUGKY aims to place 75% trained people in guaranteed employment

Launched by (Prime Minister): Narendra Modi

Launched on: 25 september 2014

Features:

• Bridges challenges like lack of formal education 
• Develops marketable skills by funding training projects 
• Provides placement to trained rural youth 
• Retention of trained people 
• Foreign placement 
• Career progression

Rural Self-employment training Institute

Aim: Rural Self-employment training Institute (RSETI) set up to impart skill and technical training to rural youth

Features:

• Training programs mostly cover agricultural practices, products, process and general entrepreneurship 
• Helps rural youth to set up self-employment avenues 
• Creates new employment opportunities 
• Hand holding ensured credit linkage and microenterprise sustainability 
• Implemented by banks in each district with the collaboration of Ministry of Rural development and respective state governments

Deendayal Upadhyay Gram Jyoti Yojana (DUGJY):

Launched: 25th July 2015 in Patna

Aim: To bring reforms and uninterrupted power supply in rural areas of the country

Features

• Funding of of 43,033 crores w
• BPL will get a free electricity connection with LED lamps at Rs.3000 per connection. 
• GARV-2 app launched to provide realtime data about the six lakh villages of the country. 
• 100% electrification of rural areas

Pradhan Mantri Ujjawala Yojana (PMUY)

Launched: 1st of May 2016 in Uttar Pradesh. Aim: Social welfare by providing LPG connections to BPL households in the country.

Features

• To replace the unclean cooking fuels with the clean and more efficient Liquefied Petroleum Gas (LPG). 
• Financial support of Rs. 1600 for each LPG connection 
• Implemented by the Ministry of Petroleum & Natural Gas 

Urja Ganga Yojana (UGY)

Launched: 24th October, 2016 in Varanasi Aim: A 2540 km long gas pipeline which will guarantee supply of clean and eco friendly fuel to at least seven main cities – Varanasi, Patna, Jamshedpur, Kolkata, Ranchi, Bhubaneswar and Cuttack .

Features

• To provide the accessibility of approx. 5 lakh LPG gas cylinders within next 5 years.
• 20,000 vehicles will get CNG

Swachh Swasth Sarvatra Abhiyan (SSSA)

Launched: 25th December 2016 by Union Health Ministry  in collaboration with the Ministry of Drinking Water and Sanitation and Human Resource Development Aim: To strengthen health centers in open defecation-free blocks

Features

• Grant of Rs 10 lakh to each Community Health Centres (CHCs) in ODF blocks of the country. 

Main components

• Community Health Centres (CHCs) in ODF blocks supported to achieve Kayakalp certification.
• Gram Panchayat of Kayakalp Primary Health Centres (PHCs) prioritized to become ODF.
• Training in WASH (Water, Sanitation and Hygiene ) of CHC/PHC nominees. 

Deendayal Antyodaya Mission (DAM)

Launched: June 2011

Aim:

• To nurture rural power till they comes clear of abject poverty
• To expand livelihoods in small enterprises; agriculture based rural areas and employment in formal sector. 

Features:

• Also known as National Rural Livelihood Mission (NRLM)
• SAMARTHYA – A set of 10 training programmes focusing on technical education created under MGNREGA 
• Provides scope for value addition, innovation and entrepreneurship. 

Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA)

Launched: 9th June 2016 Aim: To improve the quality and coverage of Antenatal Care with Diagnostics and Counselling services as part of Reproductive Maternal Neonatal Child and Adolescent Health.

Features 

• Offers some additional opportunities to all pregnant women who have missed their ante-natal visits due to some reasons. 
• Provides care provision by a Doctor, Physician or Specialist in the second or third trimester. 
• Pradhan Mantri Surakshit Matritva Abhiyan will be held on the 9th of every month.

Pradhan Mantri Vittiya Saksharta Abhiyaan (PMVSA)

Launched: 1st December 2016 by Human Resource Development Minister Prakash Javadekar in New Delhi. Aim: To go for cashless transaction and payment modes like using credit or debit cards or the payment wallets to reduce the malpractice in the country.

Features

• To stop the malpractice of corruption and to finish black money in India. 
• Encourages the common people to evolve and opt for cashless transactions 

Digi Dhan Vyapar Yojana (DDVY)

Launched: 15 December 2016 by Prime Minister Narendra Modi 

Proposed by: NITI Ayog headed by Arvind Panagariya

Aim: To increase the “Cashless Transactions”

Features

• NITI Ayog stands for the “National Institution for Transforming India”.
• Prizes for Merchants for all digital transactions are worth Rs. 50,000, Rs 5,000 and Rs. 2,500. 
• Incentives shall be restricted to transactions within the range of Rs 50 and Rs 3000 (common people). 
• The winners will be selected through a random draw of the eligible Transaction IDs. 

Launched: 15th December 2016 by NITI Aayog and NPCI. Aim: To increase the “Cashless Transactions”

Features

• In this Yojana, there is a lucky draw for those who will do more cashless transactions during a particular period. This scheme is for merchants and customers only. 
• Those who are doing cashless transactions by using AEPS, USSD, UPI, RuPay. They will be eligible for this scheme. 

Pradhan Mantri Garib Kalyan Yojana (PMGKY)

Launched: December 2016 Aim: To improve the financial position of the poor people

Features

• To organise Garib Kalyan Mela
• Make our country developing to developed. 

NTR Arogya Rakshya Scheme

Launched: 1st December, 2016 in Vijayawada Aim: To provide medical treatment to the people belonging to Above Poverty Line (APL) at Rs. 1200 premium per annum

Features

• Offers health insurance cover up to 2lakh and free treatment
• Provides medical treatment for 1044 health and
• The new Married couple either the wife or husband belongs to other state can be registered under one family by paying the entire annual premium. 
• People can resister for this scheme at any of the Mee Seva centers till 28th February, 2017. 

Digi-Locker scheme

Launched: 1 July 2015 Aim: To provide a secure storage of documents in digital form.I

Features

• Helpful in sharing the e-documents through the registered repositories,
• Digital document contains the URL’S of the documents issued by the government agencies or any other entities. Uploaded documents contain all the documents uploaded by the user,each not exceeding 10 mb of space

Atal Amrit Abhiyan (AAA)

Launched: 25 December 2016 on 92nd birth anniversary of Atal Bihari Vajpayee Aim: To provide health insurance against 437 illnesses including 5 critical diseases.

Features

• The scheme will roll out from 1 April, 2017. 
• A Health/Smart Card will be given at the cost of Rs 100/- 
• 437 illnesses are divided into six groups which are kidney, cardiovascular, cancer, burns, neo-natal and neurological conditions

Nagar Uday Scheme (NUS)

Launched: 25th December, 2016, on the birthday of former Prime Minister Atal Bihari Vajpayee

Launched by: Chief Minister of Madhya Pradesh Shivraj Singh Chouhan. Aim: To assess service being provided to citizens and bring them at standard life.

Features

• To inform lower income class people about public welfare scheme and provide benefit. 
• Under this scheme CM Shivraj Singh Chouhan flagged off Uday Abhijan Rath and 51 e rickshaws. 

Voluntary Disclosure and Surcharge Wavier Scheme

Launched: 19th November, 2016 by Haryana Government 

Aim: For declaring tampered or defective meters for all category of consumer having sanctioned load up to 5KW and for small domestic and non-domestic consumers having sanctioned load up to 2 KW in rural areas.

Features

• Applicable to only those consumers falling in the aforesaid three categories, who were in default as on 30th September, 2016
• To replace old meters with a new electronic meter within three days. 
• No checking during the period of operation of the scheme for consumers having load up to 5KW. 

Baristha Bunkar Sahayata Yojana (BBSY)

Launched: 7th August, 2016 by Odisha Government Aim: All weavers within age of 60 years would get a monthly pension of 500 rupees per month.

Features

• Weavers above age of 80 years would get 700 rupees per month. 
• Weavers within age of 60 years would get a monthly pension of 500 rupees 

Pradhan Mantri Zero Deficit Zero Effect Scheme (ZED)

Launched: 2016 by Prime minister Narendra Modi. The scheme is launched

Aim: To suppress the bad effect of products on environment.

Features:

• Micro Small and Medium Enterprises companies which follows the guidelines set by ZED and meet the standards set by the ZED will be awarded ZED certification along with various benefits. 
• More emphasis on producing items that have “Zero Deficits” so as to achieve the quality
• To encourage a sustainable environment & development 

E-Nirvan: Online Tax Related Grievance Scheme

Launched: September 8 2016 by CBDT. 

Aim: To reduce the forged cases on tax evasions & to provide assistance through electronic media.

Features

• Works will be done under paperless environment under the eyes of an assessment officer of IT department. 
• Everyone will be able to track their complaint and get a solution on the real-time basis. 
• A separate and dedicated window for grievance redressal in the Income Tax Business Application 

Mission Bhagiratha: Safe drinking water scheme

Launch: August 7, 2016 in Telangana

Aim: To provide safe drinking water to everyone in the State through dedicated water pipeline channels in the state. 

Features

• The state government has designed a water grid project to provide a sustainable and durable solution to the problem of safe drinking water. 
• Mission “Bhagiratha” will provide 100 litres & 150 litres of clean drinking water per person in rural households and in urban households respectively. 

Kayakalp Award Scheme

Launched: 15th May 2015 by Ministry of Health And Family Welfare 

Aim

• To promote cleanliness and enhance the quality of public health facilities in Hospitals, Clinics, Public Space, 
• To incentivize and recognise such public healthcare facilities that show exemplary performance in adhering to standard protocols of cleanliness and infection control. 

Features:

• Few parameters on which the performance of Health Facilities Centre would be judged are as Hospital or Facility Upkeep, Sanitation and hygiene, Waste Management, Infection control, Support Services, Hygiene Promotion

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Launched: 13th January 2016 by Government of India Aim: To provide insurance coverage and financial support to the farmers in the event of failure of any of the notified crop as a result of natural calamities, pests & diseases.

Features:

• It replaced the National Agriculture Insurance Scheme (NAIS) and modified NAIS. 
• Covers nearly 50 percent of the total cropped area in our country in the next three years
• Offers a uniform premium rate of 2 percent for kharif crops and 1.5 percent for Rabi crops. 

Pradhan Mantri Awas Yojana (PMAY)

Launched:  25 th June 2015. Aim: Provide affordable houses to Indian citizen

Features:

• More than 2 Crore houses to be built among which 1 crore houses are to be built by 2019. 
• Ministry of Housing and Urban Poverty alleviation (HUPA) is the nodal agency. 
•  It has a cost of 1.25 lakhs per unit. 
• The houses constructed under PMAY will be in accordance with “Going Green” concept. 

UJALA (Unnat Jyoti by Affordable LEDs for All)

Launched: 1st May 2015 by Piyush Goyal Aim: It aims at replacing 77 crores of incandescent lamps with LEDs which are much more energy saving.

Features

• Domestic Efficient Lighting Program (DELP) has come up with this new UJALA scheme. 
• EESL (Energy Efficient Services Limited) has implemented the UJALA scheme. 

Lalima Abhiyan

Launched: November 1 2016 by CM of Madhya Pradesh Shivraj Singh Chauhan 

Aim: To make the Madhya Pradesh anaemia free

Features

• Iron folic acid tablets will be provided free in aaganwadis, hospitals and academic institutions. 
• Ferrous escorbate tablets will be distributed by the health minister JP Nadda. 

Kalinga Shiksha Sathi Yojana (KSSY)

Launched:  27th June 2016 by Chief Minister of Orissa Mr. Naveen Patnaik Aim: 

• To reduce the financial stress of the parents facing hardship in paying high rate of interest of educational loans
• Provide the education loan at only 1% interest rates

Features

• The loan facility will be given to the students on the basis of their merit and the total annual income of their family. 
• Release the financial burden from the shoulders of the parents of the aspiring students. 
• The Odisha government is allotted the budget for this scheme is nearly 500 crore from its own resources. 

Sovereign Gold Scheme

Launched: Budget session 2016 Aim: To reduce the demand of physical gold thus keeping a tab on gold imports and utilising resources effectively.

Features

• On gold bond maturity, redemption will be made in Rupee only
• Price of gold bond will vary with the market prices of gold
• RBI has fixed tenor of the bond from 5 to 7 years to protect the investors from medium term volatility.

Annapurna Rasoi Yojana

launched: December 15, 2016 by Rajasthan’s Chief Minister Vasundhara Raje Annapurna Aim:  To provide nutritious food to street-dwellers, vendors, rickshaw-pullers and students and working women

Features

• People will be provided breakfast at Rs. 5 and nutritious will be provided at Rs. 8.
• The scheme is implemented in 12 districts including Jaipur, Jodhpur, Kota, Ajmer, Bikaner, Udaipur, Bharatpur and many other districts along with Raje’s constituency Jhalawar.
• The skilled will prepare meals with their gloves, head-masks and aprons on.

Niramaya Health Insurance

Launched: October 2016 Implemented & monitored by: National Trust with the active participation of the Local Level Committees (LLC). Aim: To enable and empower persons with disability to live as independently and as fully as possible, health services and their access to persons with disabilities assume a very significant role.

Features

• Scheme available all over India except J&K
• Insurance cover of up to 1 lac to PwDs
• PwDs with disabilities under the National Trust Act are eligible

Swavlamban Health Insurance Scheme

Launched: 2nd October 2015 Implementing agency: New India Assurance Company Aim: To provide affordable health facilities

Features

• Uniform premium of 357 rupees per PwD person through out the country
• Sum insured is 2 lacs for a year and will cover PwDs in the age group of 0 to 65 years
• OPD benefits include 10000 p.a per PwD and 3000 p.a for mentally retarded people
• No premedical tests involved
• Swavlamban excludes people with autism, cerebral palsy and Multiple disabilities

National Health Policy

Aim: To achieve universal health coverage and delivering quality health care services to all at affordable cost. Launched: By Prime Minister Narendra Modi on 15th march 2017

Features:

• This policy helps in problems and solutions with private sector as strategic partners. 
• It seeks to promote quality of care focus is on emerging diseases and investment in promotes and prevents healthcare. The policy is patient centric and quality driven. It addresses issues on health security and makes in India for drugs and devices. 
• The main objective of the National Health Policy 2017 is to achieve the highest possible level of good health and well-bein and to achieve universal access to good quality health care services without facing any financial hardship. 

Cyber Swachhta Kendra

Aim: Creating a secure cyber space by detecting botnet infections in India. Launched: By the Minister of Electronics and Information Technology.

Features:

• It is a Digital India initiative in creating a secure cyber space by detecting botnet infections in India and to enable cleaning and securing systems of end-users to prevent further infections. 
• The Center is operated by the Indian Computer Emergency Response Team (CERT-In).The Centre aims to enhance coordination between the Government and industry in order to encourage cyber hygiene among all end-users and to create a secure and safe internet in India. 

Some of the tools released for citizens are as follows:1. USB Pratirodh -A desktop security solution, which protects from USB mass storage device threats. 2. AppSamvid - A desktop security solution which protects systems by allowing installation of genuine applications through white listing. This helps in preventing threats from malicious applications. 3. M-Kavach – An indigenously developed solution to address the security threats in mobiles.

Credit guarantee limit for small and medium businesses

Aim: To give a boost to the small entrepreneurs and job creation, the government today doubled the credit guarantee limit for small and medium businesses to Rs. 2 crore to help them over the liquidity problems. Launched: By Prime Minister Narendra Modi

Features:

• The government has taken certain decisions in the interest rate of small and medium businesses which will also boost employment. 
• Government underwrites loans given by banks to small businesses through a trust. So far, loans were covered up to 1.crore rupees. This limit is now being enhanced to Rs. 2.crore 
• Earlier, the scheme only covered bank loans. But now it will cover loans given by NBFCs (non-banking financial companies) as well. 
• This will enable better access to credit for small shop-owners and small enterprises and the banks and NBFCs will not levy high interest on these loans, as the government is bearing the cost of underwriting them. 

Pradhan Mantri Gramin Digital Saksharta Abhiyan

Aim: To make 6 crore rural households digitally literate. This project is Rs.2,351.38crore to usher in digital literacy in rural India by March,2019. Launched: By Finance Minister in the Union Budget 2016-17

Features:

• PMGDISHA is expected to be one of the largest digital literacy programs in the world. Under this scheme 25 lakh candidates will be trained in the FY 2016-17, 275 lakh in the FY 2017-18 and 300 lakh in the FY 2018-19. To ensure geographical reach each of the 2,50,000 Gram Panchayats would be expected to register an average of 200-300 candidates. 
• Digitally literate persons will be able to operate computers/digital access devices, send and receive emails, browse internet, access Government Services, search for information, undertaking cashless transactions, etc. and use IT to actively participate in the process of nation building. 
• The implementation of this Scheme would be carried out under overall supervision of Ministry of Electronics and IT in active collaboration with States/UTs through their designated State Implementing Agencies, District e-Governance Society, etc. 

Varishtha Pension Bima Yojana

Aim: To provide social security during old age and protect elderly persons aged 60 years and above against a future fall in their interest income due to uncertain market conditions. Launched: Prime Minister Narendra Modi has given its post-facto approval for launching of Varishtha Pension Bima Yojana 2017. It is a part of Government’s commitment for financial inclusion and social security.

Features:

• This scheme will provide an assured pension based on a guaranteed rate of return of 8% per annum for ten years, with an option to opt for pension on a monthly / quarterly / halfyearly and annual basis. 
• The difference between the return generated by LIC and the assured return of 8% per annum would be borne by Government of India as subsidy on an annual basis. 
• Minimum investment is not yet specified. However, the maximum investment limit is Rs.7,50,000. 

Lucky Grahak Yojana and the Digi-Vyapar Yojana

Aim: The primary aim of these schemes is to incentivize digital transactions so that electronic payments are adopted by all sections of the society, especially the poor and the middle class.

Features:

Lucky Grahak Yojana (Consumers):

• Daily reward of Rs 1000 to be given to 15,000 lucky Consumers for a period of 100 days. 
• Weekly prizes worth Rs 1 lakh, Rs 10,000 and Rs. 5000 for each Consumer who uses the alternate modes of digital Payments. 
• This will include all forms of transactions viz. UPI, USSD, AEPS and RuPay Cards but for the time being exclude transactions through Private Credit Cards and Digital Wallets. 

Digi-Vyapar Yojana (Merchants)

• Prize for Merchants for all kinds of digital transactions conducted at Merchant establishments. 
• Weekly prizes worth Rs. 50,000, Rs 5,000 and Rs. 2,500 
• Mega Draw on 14th of April (Ambedkar Jayanti) 
• 3 Mega Prizes for consumers worth Rs 1.cr, 50 lakh and 25 lakh for digital transactions between 8thNovember, 2016 to 13th April, 2017 to be announced on 14th April, 2017. 
• 3 Mega Prizes for merchants worth Rs 50 lakhs, 25 lakh, 12 lakh for digital transactions between 8th November, 2016 to 13th April, 2017 to be announced on 14th. 

First Flight under UDAN Scheme to Take off

Aim: To form more airports and to make air service available at low cost. Launched: The Minister of State for Civil Aviation JayantSinha, on January 19, 2017 announced that the under UDAN Scheme is likely to take off in February 2017.

Features:

• Presently there are 75 operational airports in the country and after the implementation of UDAN scheme 43 new airports will be added. 
• Under this scheme traveller can buy tickets at Rs.2500. from 9 seats to maximum 40 seats can be booked by single user. 

Modified Special Incentive Package Scheme

Aim: To further incentivize investments in Electronic Sector and further move towards the goal of ‘Net Zero imports’ in electronics by 2020. Launched: By Union Cabinet on 18 January

Features

• The incentive under the scheme will be available from the date of approval of a project and not from the date of receipt of application. 
• The incentives will be available for investments made within 5 years from the date of approval of the project. 
• Approvals will normally be accorded to eligible applications within 120 days of submission of the complete application. 
• A unit receiving incentives under the scheme will provide an undertaking to remain in commercial production for a period of at least 3 years. 
• The Appraisal Committee recommending approval of project will be chaired by Secretary, Ministry of Electronics and IT. 

CCEA approves 40,000-mw solar park scheme

Aim: For the development of Solar Parks and Ultra Mega Solar Power parks. Launched: By the Union Cabinet Committee on Economic Affairs.

Features:

• This Scheme for Development of Solar Parks and Ultra Mega Solar Power Projects with the production target enhancement to 40,000 MW from the present 20,000 MW. 
• The enhanced target capacity would ensure development of at least 50 solar parks each with a capacity of 500 MW and above in various parts of the country 
• In the recent development smaller parks in Himalayan and other hilly States where contiguous land may be difficult to acquire in view of the difficult terrain, will also be considered under the scheme. 

Credit Linked Subsidy Scheme (CLSS) of PMAY

• Aim: TO extend the tenure of loans under the Credit Linked Subsidy Scheme (CLSS) of PMAY from 15 to 20 years 
• Launched: By PM Modi has given its approval on February 1, 2017 

Features: 

• The scheme has been introduced for the middle income group (MIG) category and an initial allocation of Rs. 1000 crore has been made at Budgetary Estimate stage in 2017-18 for the proposed CLSS for MIG. 
• The Primary Lending Institutions (PLIs) that have signed a MoU with the Central Nodal Agencies (CNAs), under the CLSS of PMAY (Urban) have also been directed to extend the necessary conditions of their MoU to CLSS for MIG with appropriate changes as applicable. 
• The schemes aim to ensure greater participation amongst the Economically Weaker Section (EWS), LIG and MIG segment of the society to provide Housing for All by 2022. 

Mission Fingerling

• Aim: To achieve Blue Revolution with the holistic development and management of fisheries in the country. 
• Launched: By Union government on March 11, 2017 

Features:

• The Blue Revolution program focuses on creating an environment that envisages integrated and holistic development and management of fisheries for the socio economic development of the fishers and fish farmers. 
• The main motive behind this program is to enhance the fisheries production from 10.79 mmt to 15 mmt by 2020-21. 
• The Department has identified 20 States based on their potential and other relevant factors to strengthen the Fish Seed infrastructure in the country. 

Solar Energy Scheme

Aim: To mitigate the problem of power cut/ shortage faced by decentralized power loom units in the country so as to improve utilization, efficiency, productivity to face both the domestic and international markets competitively. Launched: April 1, 2017

Features:

• To provide financial assistance/capital subsidy to small power loom units, for installation of Solar Photo Voltaic (SPV) plant. 
• The Scheme is meant for Units having 04, 06 & 08 power looms and subsidies for different SPV plants will be given in the range of Rs 2,25,000 to Rs 8,55,000 depending upon the capacity of the SPV plant (4KWP, 6KWP, 8 KWP). 
• The Government of India will provide financial assistance/capital subsidy to the extent of 50%, 75% & 90% of the basic cost of the Solar Energy Plant (Cost of Solar Panel + Inverter + batteries) to the applicants of General category, SC & ST respectively. 

Rashtriya Vayoshri Yojana

Aim: To provide Physical Aids and Assisted-living Devices for Senior citizens belonging to BPL category. Launched: On 1st April, 2017

Features:

• Free of cost distribution of the devices, commensurate with the extent of disability/infirmity that is manifested among the eligible senior citizens. 
• In case of multiple disabilities/infirmities manifested in the same person, the assistive devices will be given in respect of each disability/impairment. 
• The devices will help the Senior Citizens to overcome their age related physical impairment and to lead a dignified and productive life with minimal dependence on care givers or other members of the family. 
• The scheme is implemented through the implementing agency, ‘Artificial Limbs Manufacturing Corporation (ALIMCO) a PSU under the Ministry of Social Justice and Empowerment.

Deendayal Rasoi Yojana

• Launched by: Madhya Pradesh CM Shivraj Singh Chouhan. 
• Total Budget: Rs. 10 Crore 
• Under this scheme poor people will get good Quality food at cheaper rate 
• Cost of breakfast will be Rs. 5 and Lunch at Rs. 8 
• It will be completely monitored by Level Coordination and Monitoring Committee 

Pandit Deendayal Upadhyaya sanchar Kaushal Vikas Pratisthan Scheme

• Launched by: Minister of states for communication, Manoj Sinha 
• Aim: Main Objective of this scheme is to train rural youth to maintain mobile towers properly, to repair optical fibers and ability to fix communication technology related issues 
• Under 1st phase, 10000 people from 10 states/UT will be trained 
• Total Budget: Rs. 7 crore. 

SAMPADA Scheme

• Launched On: May 26, 2017 
• Launched by: PM Narendra Modi 
• Full Form: Scheme for Agro Marine Processing and Development of Agro Processing clusters. 
• Aim: Main Objective of this scheme is to bring more income to farmers by 2022 
• Total Budget: Rs. 6000 crore 

Antyodaya Anna Yojana

• Launched By: Haryana Government 
• Aim: Main objective of this scheme is to provide meals at low cost to registered construction workers 
• Under this scheme meal will be served between 8 am to 2 pm 

SAMADHAN Strategy

• Launched By: Union Home Minister Rajnath Singh 
• Launched on: May 8, 2017 
• Aim: Main Objective of this scheme is to abolish left wing terrorism 
• S for Smart Leadership 
• A for Aggressive strategy 
• M for Motivation and Training 
• A for Actionable Intelligence 
• D for Dashboard KPI and KRA 
• H for Harnessing Technology 
• A for Action plan for each theatre 
• N for No access to financing 

Interest Subvention Scheme

• Under this scheme small saving interest were reduced by 0.1% 
• It provides short term crop loan of Rs. 3 lakh at a interest rate of 4 % per annum to farmers. 
• Total Budget: Rs. 20,339 crore 
• Implemented by: NABARD and RBI 
• Aim: Main Objective of this scheme is to provide short term crop loan at lower interest rate to boost agricultural productivity in the country. 

Single Women Pension Scheme:

• Launched on: June 4, 2017 
• Launched by : Telangana Government 
• Aim: Main objective of this scheme is to provide 1000 financial assistance per month to single women like unmarried and divorced women 

Chief Minster Scholarship Scheme:

• Launched on: June 6, 2017 
• Launched by: Punjab Government 
• Aim: Main objective of this scheme is to provide cheaper and quality technical education to the poor students of the state. 
• Under this scheme student scoring 60 % to 70% marks I 10th exam will be given 70% scholarship. 
• Student scoring 70 % to 80% marks I 10th exam will be given 80% scholarship. 
• Student scoring 80 % to 90% marks I 10th exam will be given 90% scholarship. 
• Student scoring 90 % to 100% marks I 10th exam will be given free education. 

JIGYASA Scheme

• Launched by: CSIR- Council of Scientific and Industrial Research. 
• Aim: Main Objective of this scheme is to connect students and scientist and to extend students classroom learning into research based laboratory. 

National Bio-pharma Mission

• Launched by: Union ministry of science and technology 
• Aim: Main Objective of this mission is to improve India’s technological and product development capabilities to globally competitive level in the next decade. 

Scheme COMMIT

Stands for Comprehensive Online Modified Modules on Induction Training Aim: Main objective of this scheme is to improve the public service delivery mechanism.

VAJRA Faculty Scheme

• VAJRA stands for "Visiting Advanced Joint Research" faculty scheme. 
• This scheme was launched by department of science and technology on the advise of PM Modi, at Bengaluru on 8th January 2017 , during 14th Pravasi Bharatiya Divas Convention. 
• It enables NRI scientist s to participate and give their contribution to the research and development in India. 
• Prof. Ashutosh Sharma, secretary at department of science and technology said, that the main objective of the Scheme is to bring the best of the world to India and to conduct research in India. 
• Minister of science and technology, Harsh Vardhan launched the web portal of VAJRA in New Delhi. 
• This scheme will be implemented by SERB ( The Science and Engineering Research Board) 
• VAJRA faculties will engage in collaborative research in public funded institutions and national laboratories. 
• These faculties can reside in India for a period of one month to max three months a year. 
• Maximum number of scientists who can take part in the program can be 1000. 
• Salary for these faculties will be $15000 for first month and $10000 p.m for the rest two months. 
• Additional perks like accommodation , medical insurance etc are not provided 
• These faculties are been selected and evaluated by a selection committee of eminent scientists. 
• The committee will meet twice a year on January and July. 
• SERB will announce the result in the month of April and september. 
• They will co- guide and mentor the students in collaborative programs. 

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