Dear Aspirants,
With the increased competition in the field of banking examinations, it has now become very important to cover up all the sections efficiently. One subject that can help you bagging graceful marks in the minimum time in these examinations is Banking Awareness. Banking Awareness not only helps you deal with the General Awareness Section of Banking Exams but also, the Personal Interview round of Banking Recruitment.
Q1. What is the Minimum Amount for opening of account that can be retained of 5-Year Post Office RD Account?
(a) 10/- per month
(b) 50/- per month
(c) 100/- per month
(d) 5/- per month
(e) 1/- per month
Q2. RD Account stands for-
(a) Resident Deposit Account
(b) Recurring Deposit Account
(c) Regional Deposit Account
(d) Regular Deposit Account
(e) Repayment Deposit Account
Q3. What is the maximum balance of account that can be retained of 5-Year Post Office RD Account?
(a) 10 lakh
(b) 1 crore
(c) No limit
(d) 1 lakh
(e) 50 lakh
Q4. What is the interest rate of Post Office RD Account (As on 01st January 2018)?
(a) 6.1% per annum (quarterly compounded)
(b) 6.3% per annum (quarterly compounded)
(c) 6.5% per annum (quarterly compounded)
(d) 6.9% per annum (quarterly compounded)
(e) 6.7% per annum (quarterly compounded)
Q5. What is the silent features of 5-Year Post Office RD Account?
(a) Account can be opened by cash / Cheque and in case of Cheque the date of deposit shall be date of presentation of Cheque.
(b) Nomination facility is available at the time of opening and also after opening of account.
(c) Account can be transferred from one post office to another.
(d) Account can be opened in the name of minor and a minor of 10 years and above age can open and operate the account.
(e) All of the given options are the silent features of 5-Year Post Office RD Account.
Q6. Each subscriber under APY shall receive a Central Government guaranteed minimum pension of-
(a) Rs. 2000 per month
(b) Rs. 3000 per month
(c) Rs. 4000 per month
(d) Rs. 1000 per month
(e) Rs. 5000 per month
Q7. What is the Minimum Amount for opening of account that can be retained of Post Office Time Deposit Account?
(a) INR 200/.
(b) INR 1000/.
(c) INR 1200/.
(d) INR 1500/.
(e) INR 2000/.
Q8. What is the interest rate of Post Office 5 years’ Time Deposit Account (As on 01st January 2018)?
(a) 7.7%
(b) 7.3%
(c) 7.4%
(d) 7.1%
(e) 7.9%
Q9. All resident individuals is eligible to open a MIS account in single/joint name/s. MIS stands for-
(a) Monthly Investment Scheme
(b) Monthly Income Service
(c) Monthly Installment Scheme
(d) Money Income Scheme
(e) Monthly Income Scheme
Q10. What is the Maximum investment limit in single account of Post Office MIS Account?
(a) Rs 6.00 lakh
(b) Rs 4.50 lakh
(c) Rs 9.00 lakh
(d) Rs 11.50 lakh
(e) Rs 1.50 lakh
Q11. Which among the following is Salient features of SCSS?
(a) A depositor may operate more than one account in individual capacity or jointly with spouse (husband/wife).
(b) In case of Cheque, the date of realization of Cheque in Govt. account shall be date of opening of account.
(c) Account can be transferred from one post office to another.
(d) Nomination facility is available at the time of opening and also after opening of account.
(e) All of the above are Salient features of SCSS.
Q12. The Maturity period of SCSS is-
(a) 7 years
(b) 5 years
(c) 9 years
(d) 12 years
(e) 15 years
Q13. PPF account is a safe investment option with attractive interest rates and returns that are fully exempted from Income Tax. PPF stands for-
(a) Public Provident Follow
(b) Public Provident Firm
(c) Public Provident Fund
(d) Public Personal Fund
(e) People Provident Fund
Q14. What is the interest rate of PPF as on 01st January 2018?
(a) 7.6% per annum
(b) 7.4% per annum
(c) 7.8% per annum
(d) 7.2% per annum
(e) 7.7% per annum
Q15. What is the minimum amount for opening of account of PPF Account?
(a) INR. 1,000/-
(b) INR. 1,500/-
(c) INR. 2,500/-
(d) INR. 100/-
(e) INR. 500/-
- http://www.bankersadda.com/2018/01/banking-quiz-for-ibps-clerk-mains-2018.html
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