Important General Awareness Questions about Economy/Banking for BOB/SBI PO Mains 2017 Set-15:
Dear Aspirants, Here we have given the list of important General Awareness Questions about Economy / Banking for the upcoming BOB PO PGDBF/SBI PO Mains 2017 Examination. Candidates those who are preparing for the examination can use this.
Answer: b)
Explanation: Haryana Government has decided to provide accidental insurance cover to all residents of the State in the age group of 18 to 70 years under the ‘Pradhan Mantri Suraksha Bima Yojana’ (PMSBY. The premium would be reimbursed by the state government. A decision to this effect was taken at the Cabinet meeting held under the chairmanship of the Chief Minister Manohar Lal in Chandigarh. The sum insured would be two lakh rupees each in case of accidental death, and, in case of total and irrecoverable loss. The scheme would be with one year cover, renewable from year to year and would be offered through banks and administered through public sector general insurance companies and other general insurance companies.
2). Who was Appointed as new Financial Commissioner (FC) (Railways) and ex-officio Secretary to the Government of India?
Answer: d)
Explanation: B N Mohapatra took over as the new Financial Commissioner (FC) (Railways) and ex-officio Secretary to the Government of India. The Financial Commissioner of Railways plays an important role in allocation of funds and for all expenses and revenues of the Railways. The Financial Commissioner of Railways plays an important role in allocation of funds and for all expenses and revenues of the Railways.
3). Which of the following credit card with a built-in fingerprint scanner, allowing its users to make payments by scanning their fingerprint instead of providing a PIN or a signature?
Answer: b)
Explanation: American financial services corporation Mastercard has created a credit card with a built-in fingerprint scanner, allowing its users to make payments by scanning their fingerprint instead of providing a PIN or a signature. The card is no thicker than a normal credit card. It works with all existing chip-and-PIN readers and is currently being trialled in South Africa.
4). How much Amount was approved as a loan by the World Bank for capacity augmentation of National Waterway-1 (NW-1) on the river Ganga under the Jal Marg Vikas Project (JMVP)?
Answer: d)
Explanation: The World Bank has approved $37.5 crore loan for capacity augmentation of National Waterway-1 (NW-1) on the river Ganga under the Jal Marg Vikas Project (JMVP). The project will enable commercial navigation of vessels with a capacity of 1,500-2,000 deadweight tonnes along a 1,390-km stretch. The NW-1 passes through Uttar Pradesh, Bihar, Jharkhand and West Bengal.
5). Which State Government has revised the limit of annual income of families living Below Poverty Line (BPL) and those living below Double the Poverty Line (DPL) in both rural and urban areas in the state?
Answer: e)
Explanation: Haryana Government has revised the limit of annual income of families living Below Poverty Line (BPL) and those living below Double the Poverty Line (DPL) in both rural and urban areas of the state for various bank-assisted and National Scheduled Caste Finance and Development Corporation (NSFDC)-assisted schemes. Stating this at Chandigarh, Minister of State for Welfare of Scheduled Castes and Backward Classes, Mr Krishan Kumar Bedi said that the limit of annual income of BPL families living in rural has been raised to Rs 49,000 from Rs. 40,500 and Rs 60,000 from Rs. 51,500 for those living in urban areas.
6). India sign MoU with which of the following countries on economic co-operation?
Answer: d)
Explanation: India and Sri Lanka signed an MoU on economic co-operation. The agreement was exchanged in the presence of Prime Minister Narendra Modi and his Sri Lankan counterpart Ranil Wickremesinghe in New Delhi. Earlier, the two leaders held a meeting at Hyderabad House. In a tweet, Prime Minister Modi said, he held comprehensive talks with Prime Minister Wickremesinghe on ways to strengthen India-Sri Lanka ties for the benefit of the citizens.
7). Which Government has announced that compensation at the rate of 12,000 rupees per acre will be given to the farmers whose wheat crop has been completely burnt due to any reason?
Answer: d)
Explanation: Haryana Agriculture and Farmers’ Welfare Minister, Om Parkash Dhankar announced that compensation at the rate of 12,000 rupees per acre will be given to the farmers whose wheat crop has been completely burnt due to any reason. Mr Dhankar was interacting with media persons after the meeting of BJP State Executive Committee in Karnal. He urged the farmers not to burn the wheat stubble in the fields and done the sowing of cotton with zero tillage machine.
8). Which of the following has launched ‘Digital Gold’ on its platform to allow customers to buy and sell gold through electronic platform?
Answer: e)
Explanation: Payments app Paytm launched ‘Digital Gold’ on its platform to allow customers to buy and sell gold through electronic platform. This first wealth management product was launched in partnership with gold refiner MMTC-PAMP. It offers a real-time international pricing mechanism for the customers. Using Paytm mobile wallets, consumers can purchase 24K 999.9 purity gold online and store it in MMTC—PAMP’s secure vaults free of charge.
9). RBI asks ARCs to have a minimum net corpus of Rs100 crore by 2019. ARC Full form is.
Answer: a)
Explanation: The Reserve Bank of India (RBI) has asked all the existing asset reconstruction companies (ARCs) to have a minimum net owned fund (NOF) of Rs100 crore by March 2019. This decision has been taken by RBI in accordance with its last bi-monthly monetary policy in which it had proposed to stipulate a minimum NOF of Rs100 crore taking into consideration the enhanced role and greater cash based transactions carried out by ARCs.
10). Uber started rolling out its on-demand food delivery app in India, partnered with local restaurants to list their menu on the app and the food will be delivered via registered couriers. The name of the app is.
Answer: a)
Explanation: Uber started rolling out its on-demand food delivery app UberEATS in India, starting with Mumbai. Uber has partnered with local restaurants to list their menu on the app and the food will be delivered via registered couriers. The standalone app will compete with existing food delivery services like FoodPanda, Swiggy, Zomato, and Google's newly-launched Areo app.
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1). Which State Government has decided to provide accidental insurance cover to all residents of the State in the age group of 18 to 70 years under the ‘Pradhan Mantri Suraksha Bima Yojana’?
a) Punjab
b) Haryana
c) Assam
d) Bihar
e) Jharkhand
Answer: b)
Explanation: Haryana Government has decided to provide accidental insurance cover to all residents of the State in the age group of 18 to 70 years under the ‘Pradhan Mantri Suraksha Bima Yojana’ (PMSBY. The premium would be reimbursed by the state government. A decision to this effect was taken at the Cabinet meeting held under the chairmanship of the Chief Minister Manohar Lal in Chandigarh. The sum insured would be two lakh rupees each in case of accidental death, and, in case of total and irrecoverable loss. The scheme would be with one year cover, renewable from year to year and would be offered through banks and administered through public sector general insurance companies and other general insurance companies.
2). Who was Appointed as new Financial Commissioner (FC) (Railways) and ex-officio Secretary to the Government of India?
a) Anthony Lake
b) Sushil Chandra
c) Rajeev Suri
d) B N Mohapatra
e) Donald Brydon
Answer: d)
Explanation: B N Mohapatra took over as the new Financial Commissioner (FC) (Railways) and ex-officio Secretary to the Government of India. The Financial Commissioner of Railways plays an important role in allocation of funds and for all expenses and revenues of the Railways. The Financial Commissioner of Railways plays an important role in allocation of funds and for all expenses and revenues of the Railways.
3). Which of the following credit card with a built-in fingerprint scanner, allowing its users to make payments by scanning their fingerprint instead of providing a PIN or a signature?
a) Rupay
b) Mastercard
c) Visa
d) Store card
e) Gift card
Answer: b)
Explanation: American financial services corporation Mastercard has created a credit card with a built-in fingerprint scanner, allowing its users to make payments by scanning their fingerprint instead of providing a PIN or a signature. The card is no thicker than a normal credit card. It works with all existing chip-and-PIN readers and is currently being trialled in South Africa.
4). How much Amount was approved as a loan by the World Bank for capacity augmentation of National Waterway-1 (NW-1) on the river Ganga under the Jal Marg Vikas Project (JMVP)?
a) $7.5 crore
b) $7.5 crore
c) $39.5 crore
d) $37.5 crore
e) $35 crore
Answer: d)
Explanation: The World Bank has approved $37.5 crore loan for capacity augmentation of National Waterway-1 (NW-1) on the river Ganga under the Jal Marg Vikas Project (JMVP). The project will enable commercial navigation of vessels with a capacity of 1,500-2,000 deadweight tonnes along a 1,390-km stretch. The NW-1 passes through Uttar Pradesh, Bihar, Jharkhand and West Bengal.
5). Which State Government has revised the limit of annual income of families living Below Poverty Line (BPL) and those living below Double the Poverty Line (DPL) in both rural and urban areas in the state?
a) Arunachal Pradesh
b) karnataka
c) Odissa
d) Punjab
e) Haryana
Answer: e)
Explanation: Haryana Government has revised the limit of annual income of families living Below Poverty Line (BPL) and those living below Double the Poverty Line (DPL) in both rural and urban areas of the state for various bank-assisted and National Scheduled Caste Finance and Development Corporation (NSFDC)-assisted schemes. Stating this at Chandigarh, Minister of State for Welfare of Scheduled Castes and Backward Classes, Mr Krishan Kumar Bedi said that the limit of annual income of BPL families living in rural has been raised to Rs 49,000 from Rs. 40,500 and Rs 60,000 from Rs. 51,500 for those living in urban areas.
6). India sign MoU with which of the following countries on economic co-operation?
a) Australia
b) Singapore
c) Malaysia
d) Sri Lanka
e) Russia
Answer: d)
Explanation: India and Sri Lanka signed an MoU on economic co-operation. The agreement was exchanged in the presence of Prime Minister Narendra Modi and his Sri Lankan counterpart Ranil Wickremesinghe in New Delhi. Earlier, the two leaders held a meeting at Hyderabad House. In a tweet, Prime Minister Modi said, he held comprehensive talks with Prime Minister Wickremesinghe on ways to strengthen India-Sri Lanka ties for the benefit of the citizens.
7). Which Government has announced that compensation at the rate of 12,000 rupees per acre will be given to the farmers whose wheat crop has been completely burnt due to any reason?
a) Assam
b) Manipur
c) Delhi
d) Haryana
e) Kerala
Answer: d)
Explanation: Haryana Agriculture and Farmers’ Welfare Minister, Om Parkash Dhankar announced that compensation at the rate of 12,000 rupees per acre will be given to the farmers whose wheat crop has been completely burnt due to any reason. Mr Dhankar was interacting with media persons after the meeting of BJP State Executive Committee in Karnal. He urged the farmers not to burn the wheat stubble in the fields and done the sowing of cotton with zero tillage machine.
8). Which of the following has launched ‘Digital Gold’ on its platform to allow customers to buy and sell gold through electronic platform?
a) Amazon
b) Snapdeal
c) E-bay
d) Qualcomm
e) Paytm
Answer: e)
Explanation: Payments app Paytm launched ‘Digital Gold’ on its platform to allow customers to buy and sell gold through electronic platform. This first wealth management product was launched in partnership with gold refiner MMTC-PAMP. It offers a real-time international pricing mechanism for the customers. Using Paytm mobile wallets, consumers can purchase 24K 999.9 purity gold online and store it in MMTC—PAMP’s secure vaults free of charge.
9). RBI asks ARCs to have a minimum net corpus of Rs100 crore by 2019. ARC Full form is.
a) Asset reconstruction companies
b) Acredit value Restructuring Company
c) Associated Rivalry of Compulsion
d) Analysed Restormation of Currency
e) Analytical Reconstructed Coins
Answer: a)
Explanation: The Reserve Bank of India (RBI) has asked all the existing asset reconstruction companies (ARCs) to have a minimum net owned fund (NOF) of Rs100 crore by March 2019. This decision has been taken by RBI in accordance with its last bi-monthly monetary policy in which it had proposed to stipulate a minimum NOF of Rs100 crore taking into consideration the enhanced role and greater cash based transactions carried out by ARCs.
10). Uber started rolling out its on-demand food delivery app in India, partnered with local restaurants to list their menu on the app and the food will be delivered via registered couriers. The name of the app is.
a) UberEATS
b) UberRUCHI
c) UberDIGEST
d) UberDIVINE
e) UberSALAD
Answer: a)
Explanation: Uber started rolling out its on-demand food delivery app UberEATS in India, starting with Mumbai. Uber has partnered with local restaurants to list their menu on the app and the food will be delivered via registered couriers. The standalone app will compete with existing food delivery services like FoodPanda, Swiggy, Zomato, and Google's newly-launched Areo app.
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