Important Banking Awareness Questions for IBPS Clerk Mains 2016

Important Banking Awareness Questions for IBPS Clerk Mains 2016 Set-84:

Dear Readers, The List of important Banking Awareness Quiz for upcoming IBPS Clerk Mains exams was given here. Candidates those who are preparing for the exams can use this.

1). Who is primarily liable on a cheque?

a)   Drawee banker

b)   Drawer

c)   Payee

d)   Collecting banker

e)   None of the above

Answer: b)

2). The following are main objectives of the SEBI :-

a)   to protect interest of investors

b)   to promote the development of security market

c)   to regulate the security market

d)   all of the above

e)   None of the above

Answer: d)

3). Who is the president of FICCI?

a)   Dr. Naushad Forbes

b)   Sunil Kanoria

c)   Harshavardhan Neotia

d)   Shashenk Manohar

e)   Anent Geete

Answer: c)

4).Federation of Indian Chambers of Commerce and Industry (FICCI) established in ________

a)   1927

b)   1985

c)   2001

d)   1999

e)   1995

Answer: a)

5). The term _____ is defined as a central location for keeping securities on deposit?

a)   Depository

b)   Instrument

c)   Institutions

d)   Cannot be determined

e)   None of the above

Answer: a)

6). The ______ is the apex organization in the Indian money market?

a)   SBI

b)   RBI

c)   ICICI

d)   IDBI

e)   None of these

Answer: b)

7). What are the facilities available to the customers through ATM :-

a)   Cash withdrawal subject to a predetermined limit per day

b)   Cash deposit

c)   Balance enquiry

d)   details of certain number of transactions

e)   all of the above.

Answer: e)

8). Any change in flow of funds and the demand of them, is clearly reflected in?

a)   Call money market

b)   Money market

c)   Repo market

d)   Commercial bill market

e)   None of these

Answer: a)

9). The proposed Universal Banks shall be governed by _______

a)   Banking Regulation Act, 1949

b)   Reserve Bank of India Act, 1934

c)   Foreign Exchange Management Act, 1999

d)   Payment and Settlement Systems Act, 2007

e)   All of above Acts govern these banks.

Answer: e)

10). ————– is a financial intermediary who helps to mobilize and transfer capital from those who possess it to those who need it?

a)   Lease finance

b)   Venture capital

c)   Merchant banker

d)   hire purchaser

e)   None of these

Answer: b)

1).b)  2).d)  3).c)  4).a)  5).a)  6).b)  7).e)  8).a)  9).e)  10).b)

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