Important Banking Awareness Questions for IBPS PO/Clerk/RRB 2016 Set-62:
Dear Readers, The List of important Banking Awareness Quiz for upcoming IBPS PO/Clerk exams was given here. Candidates those who are preparing for the exams can use this.
Answer: c)
2).What is international banking?
Answer: a)
3).Tele banking is attracting the fancy of urban customer due to
Answer: d)
4). When RBI reduce the CRR it results into ___________________
Answer: a)
5).In banking services, which are the major characteristics affecting the channel selection
Answer: d)
6). What does CRR stand for?
Answer: c)
7). What does 'DD' stand for
Answer: d)
8).The term smart money refers to ____
Answer: e)
9).Which of the following is the retail banking product?
Answer: a)
10).Which of the following is NOT required for opening a bank account?
Answer: d)
1). The relationship between RBI and the Bank maintaining the currency chest is that of?
a) Creditor and Debtor
b) Bailor and Bailee
c) Principal and Agent
d) Debtor and Creditor
e) None of these
Answer: c)
2).What is international banking?
a) Providing of variety of financial services to the customers who are living outside their home country
b) Providing of financial services to the customers who are living in home country
c) Banking between two countries
d) All of the above
e) None of these
Answer: a)
3).Tele banking is attracting the fancy of urban customer due to
a) Non-availability of time to visit bank branches
b) Transport bottlenecks
c) Traffic Jams
d) All of the above
e) None of these
Answer: d)
4). When RBI reduce the CRR it results into ___________________
a) Increase in lendable resources
b) Decrease in lendable resources
c) Increase in deposit
d) Decrease in deposit
e) None of these
Answer: a)
5).In banking services, which are the major characteristics affecting the channel selection
a) Intangibility
b) Inseparability
c) Perish ability
d) All of the above
e) None of these
Answer: d)
6). What does CRR stand for?
a) Credit Reserve Ratio
b) Cost Advisory Ratio
c) Cash Reserve Ratio
d) Cash Revenue Ratio
e) None of these
Answer: c)
7). What does 'DD' stand for
a) Demand Cheque
b) Demand Credit
c) Demand Cash
d) Demand Draf
e) None of these
Answer: d)
8).The term smart money refers to ____
a) foreign currency
b) Internet banking
c) US Dollars
d) Traveller’s cheques
e) credit cards
Answer: e)
9).Which of the following is the retail banking product?
a) home loans
b) working capital finance
c) corporate term loans
d) infrastructure financing
e) export credit
Answer: a)
10).Which of the following is NOT required for opening a bank account?
a) Identity Proof
b) Address Proof
c) Recent Photographs
d) Domicile Certificate
e) None of these
Answer: d)
1).c) 2).a) 3).d) 4).a) 5).d) 6).c) 7).d) 8).e) 9).a) 10).d)
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