Banking Awareness Quiz - Set 108

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1. Which of the following is a private sector bank based in India ?
   1. Loyds Banking Group
   2. Royal Bank
   3. Yes Bank
   4. Lehman Brothers
   5. None of these 
2. Banks don't provide which of the following service ?
   1. Insurance products
   2. Depositing money
      
   3. Locker for valuable items
   4. Sale of post cards
   5. None of these 
3. What is to be called to the formal system of making trade agreements with the groups of countries ?
   1. Trading block
   2. Trade ventures
   3. Trade partners
   4. Trade organizations
   5. None of these 
4. For which of the following reasons, the government intends that the RBI should observe strictly the judicious standard for NBFC ?
   1. It is a per needs of Basel I or II
   2. To lessen the current funds in the market
   3. It is in accordance with the instruction of the Bank of International Settlements (BIS) 
   4. To save NBFCs with effects of the probable economic recession
   5. None of these 
5. What are the reasons for rapidly increasing inflation in the country ?
   1. Excess currency in market
   2. Speculation in essential commodities
   3. The higher prices of food grains
   4. Commodity futures
   5. None of these 
6. What are the teaser loan rates, charged by the banks ?
   1. Interest rate, charged by the banks
   2. The non-stable interest rate, charged by the banks
   3. In the beginning, the rate of interests are lessen and afterwards happens to be more
   4. In the beginning the rate of interests are more and afterwards happens to be less
   5. None of these 
7. What is the full form of CCPA ?
   1. Cabinet Committee on Political Affairs
   2. Congress Core Personal Assocaition
   3. Cabinet Council of Public Affairs
   4. Cabinet Core Personal Authority
   5. None of these 
8. What is the full form of LIBOR ?
   1. Local Indian Bank Offered Rate
   2. London Inter-Bank Offered Rate
   3. Liberal International Bank Official Ratio
   4. London India Bureau of Regulations
   5. None of these 
9. What is the full form of FSDC ?
   1. Financial Security and Development Council 
   2. Financial Stability and Development Council
   3. Fiscal Security and Development Council 
   4. Fiscal Stability and Development Council 
   5. None of these 
10. By which of the following the bulk / large accounts can be collected ?
    1. Advertising door to door
    2. By cold calls
    3. By e-mail
    4. By writing letter
    5. By contacting with all the employees of an institution 
11. In the financial inclusion, the opening of the account of which of the following is essential ?
    1. Poor class people
    2. Handicapped only
    3. NRIs
    4. HNIs
    5. None of these 
12. Value added services mean ?
    1. Dear products
    2. Products in a large number
    3. Additional services
    4. No any additional service 
    5. None of these 
13. Which is the biggest share market in India ? 
    1. Delhi
    2. Kolkata
    3. Ahmedabad
    4. Mumbai
    5. None of these 
14. Which of the following work is not included in Central Bank's functions ?
    1. Deal in foreign exchange market
    2. Control or regulate monetary policy
    3. Control on Government securities
    4. Control on Liquidity market
    5. None of these 
15. The meaning of 'D' amid the term 'MPLADS', which has been under discussions, recently :
    1. Damaging
    2. Decorating
    3. Development
    4. Dealing
    5. Delimitation

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