Q1. The first nationalisation of banks exercise was done on..............?
(a) 19th July, 1969
(b) 19th June, 1970
(c) 19th June, 1967
(d) 15th July, 1967
(e) None of the above
Q2. How many banks were nationalised in the second phase in 1980?
Q3. Axis Bank is the changed name of
(a) IDBI
Q4. The word ‘Bank’ is derived from................?
(a) German word ‘back’ which means a joint stock fund’
(b) Italian word ‘banco’
(c) words ‘bancus’ or banque’ which means ‘a bench’
(d) All of the above
(e) None of the above
Q5. Which one of the public sector bank has completed 100 years of its establishment on 21st December, 2011?
(a) Central Bank of India
(b) State Bank of India
(c) Punjab National Bank
(d) Bank of Baroda
(e) Allahabad Bank
Q6. Which institution provides long run finance to industries?
(e) All of the above
Q7. The Export Import Bank of India was set-up in...............?
(a) July, 1969
(b) April, 1970
(c) January, 1982
(d) April, 1985
(e) None of the above
Q8. Which of the following is not a part of the scheduled banking structure in India........... ?
(a) Money Lenders
(b) Public Sector Banks
(c) Private Sector Banks
(d) Regional Rural Banks
(e) State Co-operative Banks
Q9. What is Call Money?
(a) Money borrowed or lent for a day or overnight
(b) Money borrowed for more than one day but up to 3 days
(c) Money borrowed for more than one day but up to 7 days
(d) Money borrowed for more than one day but up to 14 days
(e) None of the above
Q10. Which of the following is the most active segment of the money market in India?
(a) Call Money/Notice Money Market
(b) Repo/Reverse Repo
(c) Commercial Paper (CP)
(d) Certificate of Deposit (CD)
(e) None of the above
Q11. Working capital means?
(a) Cash-in hand and at bank
(b) Current assets
(c) Current liabilities and provisions
(d) Current assets minus current liabilities
(e) None of the above
Q12. “Window dressing” means?
(a) The modern way of decorating a branch office
(b) A decorative way of presenting the Balance Sheet and Profit and Loss Account of a bank at its annual general meeting
(c) Manipulation of accounts with a view not to give the share holders a true and fair view
(d) Is a strategy used by mutual fund and portfolio managers near the year or quarter end to improve the appearance of the portfolio/fund performance before presenting it to clients or shareholders
(e) None of the above
Q13. The term-“co-obligant” means?
(a) A person who has guaranteed the account of another person(s)
(b) A person who has executed an indemnity bond in a bank’s favour
(c) A person who has assumed obligations of contract jointly with other person(s)
(d) A person/business undertaking opening a documentary letter of credit
(e) None of the above
Q14. The term “dormant accounts” means?
(a) Accounts showing an average balance of less than Rs. 100 during a half year
(b) Accounts which remains inoperative for an extended period of time
(c) Accounts which have been blocked under the exchange control regulations
(d) Loan/cash credit/overdraft accounts which are considered irrecoverable
(e) None of the above
Q15. In the Money market operations, the item widely accepted is?
(a) Inter Bank Participation Certificates
(b) Certificate of Deposits
(c) Treasury Bills
(d) All of the above
(e) None of the above
Answers will be updated soon.....
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