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NAME : Randhir Kumar
Qualification : BE (Mechanical Engineering)
Interview Venue : Noida 62
Panel : 2
Interview Time : 1 PM
REACHED AT 12:00 1. O. CLOCK SHARP WE ENTERED AND DPCUMENT VERIFICATION WAS DONE AFTER 2:40pm because of lunch hour. MY number is last , so My interview time was at 5.o.clock. in the evening.
5 MEMBERS including 1 female Member.
ME-Please May I come in Sir!{they were busy in there chit chat.}
Please May I come in sir!
M1-Yes Please come in.
ME-A very good evening Mam, good evening sir.
M1-Yes please come in , Shown her hand to have a seat.
M1-hum tumhara he intjaar kar rahe the, tum last ho na , aur koi bhi hai kya.
ME- No sir , I am the last one.
M1-Ok. So bolo kitne der me le tumhara interview.
2 min me ya 4 min me, tum jitna bologe hum utne me complete kar denge.
ME- Sir jitne samay me aap satified ho sake mere selection ke liye aap utna time le sakte hai.
M4-{One person seating at the corner smiled.}
M1- Ok Randhir ji aap toh bade healthy lag rahe, Photo me toh kam lag rahe.
ME- sir abhi thoda health JYADA ho gaya dhyaan nhi de pate.
M1- Toh bataiye isse kaise sudhar sakte hai aap.
ME- sabse pehle sir, hume proper diet lena jaruri hai and proper time par, Main khana khud banata hoon toh dhyaan nhi rakh pata.
M1- Acha toh matlab shadi ke baad he aap health sudhar paoge.
ME- Sir Aisa kuch nhi hai.
ME-Hum usse pehle bhi sudhar sakte hai, alternative hai agar hum maid lagwa Le par sir mujhe koi problem nhi hai apne health se related, aaj tak koi problem nhi hui.
M1- Ok Randhir tell me ki tumhare motivation kaha se mili Banking field me aane ki.
ME- Sir meri ek friend hai jo ki DENA bank me PO toh usse motivation mila mujhe, uska SELECTION ho gaya bank me.
M1-interrupted’ placement hua’??
ME-No sir not placement she got selected in ibps Po.
M1-: Aapki friend ne kabhi bataya ki kaise kaam hota hai waha aur kya experience mila usko.
ME- Yes sir usne bataya ki job ke experiance ke bare me?
M1-Acha she is enjoying ?
ME- Yes sir.
M1-She is enjoying her life or enjoying her job
ME- Sir, she is enjoying her job sir.
M2- What will you do?
ME- I will to enjoy my work sir.
Because, I have organised lots of functions in my college. I like to communicate with different kind of peoples. I will definetly enjoy my work.
M1- Acha suppose you will ask to go to market and sell saving account. can you do that, Kya aapka koi expereince hai marketing kaa?
ME- I dont have any experience related to marketing but yes if its a job given by bank then yes will definetly do. I will enjoy to do.
M2-Tel me willful defaulter kya hota hai apne suna hai ?
ME-Answered.
M2-NPA kya hota hai.
ME- Answered
M2- Acha ye NPA kya bas wilful defaulter ki wajah se he hota hai .
ME- No sir jab kabhi business fail ho jaye unka jinko humne loan diya hai tab bhi NPA ho jata hai, Even suppose humne kabhi kisi ko loan diya unke project ko dekh kar ki haan project se profit hoga , Return mil sakta hai bina ye samjhe ki project wakai me success hoga ki nhi, aur climate ya environment condition se project fail ho jaye tab bhi humare NPA ho sakta hai.{Ghuma fira ke ek he baat boli}
M3- Ok. Acha aap singrauli se belong karte hai
ME- YES sir
M2- Acha toh aapne morwa KOI place hai suna hai.
ME- Yes sir
ME-Morwa haa haa sir suna hai.
M2-Apke PAPA kya karte hai?
ME- sir he is a SOM in Northern coalfield Limited.
M2- acha ye bataiye ki kya aapko kabhi mann kiya ki aap CIL me job kare coal field me.
ME- sir one and half year pehle jab main bank me interested nhi tha tab haan mann karta tha ki kisi bade PSU me job lage CIL jaise jagah me job lage , per mera aaj ka point of view ye hai ki sir kal agar main job karta toh main as an engineer kahi job karta par aaj jab main bank me jab job karunga toh aaj main sochta hoon ki startup india and standup india ke time par main aise kayi entrepreneur aur jo naya business suru karna chahte hai unhe loan dunga , main apane aap ko bilkul alag nhi samjhta sir.
M2- Acha ye bataiye ki kya infrastructure me sarkaar ko aage aane chahiye. Kya government ko infrastructure banana chahiye like hotel buildings.
ME-Yes sir government ko participate karna chahiye, Because, koi bhi cheej jisme public ki service ho wo government ke regulation me hona chahiye, government ko aage aana chahiye.
M1- did you know about PPP.
ME-Yes sir Public Private Partnership..
M1- Ye ussi ke model se related bata rahe the.
M1- Thankyou sir.
M2- Acha ye batao ki bank paise kaise banati hai.
ME-: Sir bank logo ko loan provide karati hai Loan se jo interest generate hota hai, Aur jo demand and time liabilities se paise aate hai usko shares me lagati hai.
ME- And also .2 % of NDTL Ko bhi wo dusre banks ko de kar paise kama sakti hai.
M2-Ok Randhir Thank you, you can go now.
ME- thankyou SIR.
Have a good day MAM, have a good day Sir.
I Don’t Know Why they never argued and cross questioned me, I think I satisfied them . Rest wo kya sochte hai aur kya hai, hopping best..
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