Dear Readers,
Banking Awareness for IBPS Exam 2017
Just a few days are left for IBPS Clerk Mains. It is time to pace up your preparation of Banking Awareness for IBPS SO and Clerk Mains. These questions related to Banking Awareness will also help you in preparing for other upcoming banking recruitment examination.
Q1. Which of the following Act provides provisions for regulation of credit information companies?
(a) Companies Act, 1956
(b) Credit Information (Companies Regulation Act, 2005)
(c) Information Technology Act, 2000
(d) Banking Regulation Act, 1949
(e) None of the given options is true
Q2. __________ are certificates issued by banks that have overreached their priority sector lending targets.
(a) Commercial Papers
(b) Certificate of Deposits
(c) Treasury Bills
(d) Priority Sector Lending Certificates
(e) None of the given options is true
Q3. How many types of PSLCs can be issued by the Banks?
(a) Four
(b) Five
(c) Six
(d) Eight
(e) Ten
Q4. Which bank has launched India’s first golf-centric credit card?
(a) SBI
(b) UBI
(d) PNB
(d) RBL
(e) ICICI
Q5. Which bank has launched India’s first contact less mobile payment solution-?
(a) ICICI Bank
(b) Kotak Mahindra Bank
(c) Indusind Bank
(d) South Indian Bank
(e) Axis Bank
Q6. Many a time we read in the newspapers that RBI has changed or revised a particular ratio/rate by a few basis points. What is basis point?
(a) Ten percent of one-hundredth point
(b) One hundredth of 1%
(c) One hundredth of 10%
(d) Ten per cent of 1000
(e) None of the given options is true
Q7. Which of the following is not a type of cheque issued by an individual?
(a) Bearer cheque
(b) Order cheque
(c) Crossed cheque
(d) Savings cheque
(e) None of the given options is true
Q8. What is Financial Inclusion?
(a) To provide a permanent employment to the unemployment
(b) To provide a 100 days job to all those who are in need of a job
(c) Delivery of financial services at affordable costs to vast sections of disadvantaged and low income groups
(d) To ensure that all financial transaction amounting Rs. 5,000/- and above are done through banks.
(e) None of the given options is true
Q9. Which of the following places in India does not have a stock Exchange?
(a) Kolkata
(b) Ahmedabad
(c) Mumbai
(d) Udaipur
(e) None of the given options is true
Q10. Which of the following is the name of private sector Bank in India?
(a) IDBI Bank
(b) Axis Bank
(c) Corporation Bank
(d) UCO Bank
(e) Dena Bank
Q11. _________ account is opened by the investor while registering with an investment broker.
(a) Fixed Deposit Account
(b) Savings Bank Account
(c) Recurring Account
(d) Demat Account
(e) None of the given options is true
Q12. Which of the following bank launches India’s first Mobile ATM?
(a) HDFC Bank
(b) Axis Bank
(c) ICICI Bank
(d) SBI
(e) Bank of Baroda
Q13. World’s first Bitcoin ATM located in-
(a) US
(b) Brazil
(c) Canada
(d) UK
(e) Japan
Q14. _______ is a financial market in which share prices are rising or expected to rise.
(a) Bear Market
(b) Bull Market
(c) Pig Market
(d) High Market
(e) None of the given options is true
Q15. Who was known as the “Father of Modern Economics”?
(a) Amartya Sen
(b) Karl Marx
(c) Adam Smith
(d) George Loewenstein
(e) None of the given options is true
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