Dear Readers,
Q2. There are at present ________ Insurance Ombudsman in different locations and any person who has a grievance against an insurer.
Just a few days are left for NICL AO Exam.It is time to pace up your preparation of Insurance Awareness forNICL AO Mains Exam. These Insurance questions will also help you in preparing for other upcoming Banking or Insurance recruitment examination.
Q1. ___________ is the economic device whereby the individual or business pays a cost (premium) in exchange for protection against financial loss.
(a) Coverage
(b) Insured
(c) Endorsement
(d) Exclusion
(e) Insurance
Q2. There are at present ________ Insurance Ombudsman in different locations and any person who has a grievance against an insurer.
Q3. The Insurance Ombudsman scheme was created by the Government of India for individual _________________ to have their complaints settled out of the courts' system in a cost-effective, efficient and impartial way.
(a) customers
(b) agents
(c) policyholders
(d) bankers
(e) None of the given options is true
Q4. Which among the following banks has inked pact with the state-owned general insurer The New India Assurance Company Ltd to sell policies through its branches?
(a) Punjab National Bank
(b) Canara Bank
(c) ICICI Bank
(e) HDFC Bank
Q5. Which company has announced the launch of an artificial intelligence-based application 'SPOK' that can automatically read, understand, categorise, prioritise and respond to customer emails sent to the private insurer?
(a) HDFC Life
(c) Reliance
Q6. You can approach the Insurance Ombudsman with the complaint if, insurance company not responded your query for how many days?
(a) 30 days
(b) 40 days
(c) 50 days
(d) 60 days
(e) 90 days
Q7. GIC Re has become the first reinsurer to open an office at India’s first International Financial Services Centre (IFSC) at Gujarat International Finance Tec-City (GIFT City). Where is the head office of GIC Re?
(a) New Delhi
(b) Mumbai
(c) Kolkata
(d) Bengaluru
(e) Chennai
Q8. Prime Minister Narendra Modi has unveiled the new scheme Pradhan Mantri Fasal Bima Yojana (PMFBY) on-
(a) 13th January 2015
(b) 13th January 2013
(c) 13th January 2016
(d) 13th January 2017
(e) 13th January 2014
Q9. The “Central Government Health Scheme” (CGHS) provides comprehensive health care facilities for the Central Govt. employees and pensioners and their dependents residing in CGHS covered cities. CGHS started in-
Q10. Pradhan Mantri Suraksha Bima Yojana (PMSBY) is Indian Government’s accidental insurance cover which was announced in the 2015 Budget. The annual premium of PMSBY is scheme is _________ excluding the service tax.
(a) Rs.30
Q11. RSBY (Rashtriya Swasthiya Bima Yojana) has been launched to provide health insurance coverage for families. BPL stands for-?
(a) Banking Poverty Line
(b) Below Poverty Level
(c) Below Production Line
(d) Base Poverty Line
(e) Below Poverty Line
Q12. Beneficiaries need to pay only ________ as registration fee under Rashtriya Swasthiya Bima Yojana while Central and State Government pays the premium to the insurer selected by the State Government on the basis of a competitive bidding.
(a) Rs.100
(b) Rs.50
(c) Rs.150
(e) Rs.10
Q13. Name the scheme which is a multidimensional social security system tailored to provide socio-economic protection to worker population and their dependants covered under the scheme.
(a) Aam Aadmi Bima Yojana (AABY)
(b) Central Government Health Scheme (CGHS)
(c) Employees’ State Insurance Scheme (ESIS)
(d) Rashtriya Swasthiya Bima Yojana (RSBY)
(e) Universal Health Insurance Scheme (UHIS)
Q14. Janashree Bima Yojana (JBY) was launched on-
(a) 10th August 2002
(b) 10th August 2000
(c) 10th August 2004
(d) 10th August 2006
(e) 10th August 2008
Q15. In Insurance world, a cause of loss is known as?
(d) Negligence
(e) Deductible
Answers will be updated soon......
You may also like to Read:
- http://www.bankersadda.com/2017/06/insurance-awareness-quiz-for-nicl-ao_29.html
No comments:
Post a Comment