Dear Readers,
Q1. Financial Inclusion is-
(a) Delivery of banking services at an affordable cost to weaker sections
(b) Delivery of financial services at an affordable cost to weaker sections
(c) Social responsibility of banking and government system
(d) All of the Above
(e) None of the above
Q2. The market in which long term securities such as stocks and bonds are bought and sold is commonly known as?
(a) Bullion Market
(b) Capital Market
(c) Bull Market
(d) Money Market
(e) None of the above
Q3. First Bank in India to launch EMI facility on debit cards-
(a) State Bank of India
(b) Axis Bank
(c) ICICI Bank
(d) HDFC Bank
(e) Bank of Baroda
Q4. Sugam scheme was launched for-
(a) Big Corporate Houses
(b) Small Tax Payers
(c) Pensioners getting old age pension
(d) All of the above
(e) None of the above
Q5. Where neither exports nor imports takes place is known as?
(a) Closed Economy
(b) Depressed Economy
(c) Silent Economy
(d) Heard Economy
(e) None of the above
Q6. Conversion of Physical form of share into electronic form is called-
(a) E- Share
(c) Online Share Card
(d) Internet Trading
(e) None of the above
Q7. Ajay Tyagi is ninth present chairman of-
(a) Reserve Bank of India (RBI)
(b) Securities and Exchange Board of India (SEBI)
(c) National Development Council (NDC)
(d) National Bank for Agriculture and Rural Development (NABARD)
(e) Small Industrial Development Bank of India (SIDBI)
Q8. The Foreign Exchange Reserves of India are kept in the custody of-
(a) International Monetary Fund (IMF)
(b) Reserve Bank of India (RBI)
(c) State Bank of India (SBI)
(d) Central Statistics Office (CSO)
(e) Central Board of Direct Taxes (CBDT)
Q9. The Reserve Bank of India (RBI) will conduct five-city trials of a new polymer-based Rs 10 banknote. These cities are?
(a) Kochi, Patna, Delhi, Ahmedabad and Chennai
(b) Jaipur, Shimla, Delhi, Patna and Mimbai
(c) Mumbai, Shimla, Jaipur, Patna and Chennai
(d) Jaipur, Shimla, Kochi, Mysore and Mumbai
(e) Kochi, Mysore, Jaipur, Bhubhaneswar and Shimla
Q10. Which among the following countries has issued the first purely plastic note?
(a) New Zealand
(b) Mexico
(c) Singapore
(d) Canada
(e) Australia
Q11. Which of the following features fit for E - Banking?
(a) Providing Ease in banking operations
(b) Stress on branch less banking
(c) Time Saving
(d) All of the above
(e) None of the above
Q12. The Banking Ombudsman is person appointed by the ________to redress customer complaints against certain deficiency in banking services.
(a) Indian Banking Personnel Selection
(b) Reserve Bank of India
(c) Securities and Exchange Board of India
(d) Government of India
(e) Indian Banks' Association
Q13. Which of the following is wrong about term cheque?
(a) A cheque must be signed by the person (Drawer) issuing the cheque
(b) A cheque must have the name of the recipient (Payee) of the cheque
(c) A cheque must mention the amount of money in words and figures
(d) A cheque not need to be dated
(e) A cheque must be drawn upon a specified bank (Drawee)
Q14. TIN is an initiative by Income Tax Department of India (ITD) for the modernization of the current system for collection, processing, monitoring and accounting of direct taxes using information technology. TIN stands for-
(a) Time Information Network
(b) Tax Information Network
(c) Tax Information National
(d) Tax Information Nominal
(e) Tax Identification Network
Q15. Which among the following benefits is associated with RuPay?
(a) International transactions lead to higher transactions costs. Such costs can be reduced by using RuPay card since processing will be done within the country. Also transactions will be faster
(b) Users will get alerts for every transaction made through RuPay Card
(c) Processing Fees for RuPay card compared with regular debit/credit cards will be considerably lower
(d) All of the above
(e) None of the above
- http://www.bankersadda.com/2017/04/banking-awareness-questions-for-niacl.html
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