http://ift.tt/29jYqWq Get all you need for Banking and Insurance Exam Preparation (IBPS PO, IBPS, LIC AAO) Wed, 14 Sep 2016 05:30:06 +0000 en-US hourly 1 http://ift.tt/2cHXk77 http://ift.tt/2cYAqKL Wed, 14 Sep 2016 05:00:01 +0000 http://ift.tt/2cHX7Ay Dear Readers
As you all know, next most important exam in banking is IBPS PO which is going to held in month of October & November. Thus, we are providing you Important English Quiz on Parajumble which will help you to get a perfect score in the IBPS PO & other Banking Exam 2016.
Gradeup has launched IBPS PO Prelims 2016 Online Mock test Series consisting of 21 full-length online tests for you to score better in upcoming IBPS PO Prelims Online Exam. The Test Pack consists of 21 High Quality Practice Tests based on latest pattern for you to ace your exam. Where the first test is completely free and entire package can be purchased for only Rs. 395/-.
Thanks!!
]]> http://ift.tt/2cHWqqY 0 http://ift.tt/2cYBiyY http://ift.tt/2cHYHCs Wed, 14 Sep 2016 03:42:28 +0000 http://ift.tt/2cYBgal Dear Aspirants,The financial & banking awareness is an important part of General Awareness section in all banking & insurance exams. To score good marks in this section you must have knowledge about banking and financial news. So, we are providing you a quiz which will help you in your preparation.
IBPS has activated the link to apply online registration for various posts in Regional Rural Banks. You can apply for IBPS RRB V from given below link –
1. Click here to apply for Office Assistant –
2. Click here to apply for Officer Scale I –
3. Click here to apply for Officer Scale II & III –
Age Limit – Below is the age limit for the Officers & Office Assistant post –
For Officer Scale I – Above 18 years – Below 30 years i.e. candidates should not have been born earlier than 03.09.1986 and later than 31.08.1998 (both dates inclusive)
For Office Assistant (Multipurpose) – Between 18 years and 28 years i.e. candidates should have not been born earlier than 02.09.1988 and later than 01.09.1998 (both dates inclusive)
For Officer Scale- II- Above 21 years – Below 32 years i.e. candidates should not have been born earlier than 03.09.1984 and later than 31.08.1995 (both dates inclusive)
For Officer Scale- III- Above 21 years – Below 40 years i.e. candidates should not have been born earlier than 03.09.1976 and later than 31.08.1995 (both dates inclusive)
Also read –
Click here for Official Notification
Important dates –
1. Starting date for online registration – 14 September 2016
2. Last date for online registration – 30 September 2016
Date of Prelim Online Exam –
1. For Officer Sale I – 05 & 06 November 2016
2. For Office Assistant – 12, 13 & 19 November 2016
Date of Mains Online Exam
1. For Officer Scale (I, II & III) – 11 December 2016
2. For Office Assistant – 18 December 2016
In few days we will be launching IBPS RRB Test Series. In the meantime those preparing for IBPS PO Exam, can subscribe to our IBPS PO Online Test Series consisting of 21 Tests which has 1 free test. This test is based on new paper pattern and is available in Hindi and English. You can try IBPS PO Prelims Free test to check the quality for yourself.
IBPS PO VI Free Online Mock Test – Attempt Now
Thanks
Team GradeUp
]]> http://ift.tt/2cHWYgR 3 http://ift.tt/2cYBezf http://ift.tt/2cHWLtP Wed, 14 Sep 2016 01:30:11 +0000 http://ift.tt/2cYzSV1 A very good morning to all,…Here we are with our next article based on current news which contains some difficult words, we will highlight and explain those words in order to improve your vocabulary skills and to have a good command on English language section. Hope this will help you with your preparation. From now on we are going to provide the link of the article. You can go through the article by clicking on the link. Below here you will get the 10 important words from the article which will help you to excel in the exam.
Article : They are the world
Click here to read article from THE HINDU
Meaning of the words highlighted in the article
1. Uprooted (verb) (उखाड़ा हुआ) – pull (something, especially a tree or plant) out of the ground
Synonyms – demolish, exile
Antonyms – remain, settle
Ex: The elephant’s trunk is powerful enough to uproot trees.
2. Grimmer (adjective) (कठोर)– very serious or gloomy
Synonyms – somber, stern
Antonyms – comforting, bright
Ex: Evelyn made a motion to Romas, who looked grimmer than usual.
3. Starkness (adjective) (स्वदेशी)–Clearly distinguished or delineated
Synonyms – severity, economy
Antonyms – spending, extravagance
Ex: The starkness of the piece was underlined.
4. Vulnerable (adjective) (चपेट में)–exposed to the possibility of being attacked or harmed, either physically or emotionally
Synonyms – sensitive, liable
Antonyms – secure, protected
Ex: Even so, he couldn’t help the longing he felt when he’d seen her, vulnerable, defeated, alone.
5. Conscription (noun) (भरती) – compulsory enlistment for state service, typically into the armed forces
Synonyms – enrollment, induction
Ex: The service is not popular, and it is recruited by means of conscription from the national guard, the term of service being two years.
6. Infant (noun) (शिशु)– a very young child or baby
Synonyms – toddler, bairn
Antonyms – adult
Ex: Martha was alone with an infant and it was after nine o’clock.
7. Portending (verb) (संकेत मिलता है)– be a sign or warning that (something, especially something momentous or calamitous) is likely to happen
Synonyms – betoken, presage
Ex: It was colder than usual, with the sun obscured by clouds, portending the accuracy of a forecast of snow.
8. Delineation (noun) (चित्रण)–the action of describing or portraying something precisely
Synonyms – potrait, sketch
Ex: Before I began to plant my seeds, I will delineate the rows of my garden to make sure every vegetable grows in a precise line.
9. Antecedents (noun) (पिछला जीवन)– a thing that existed before or logically precedes another
Synonyms – descent, extraction
Antonyms – descendant
Ex: Maybe places retain all of the past, every antecedent happening, not just the bad but the good too.
10. Humanitarian (adjective) (मानवीय)– concerned with or seeking to promote human welfare
Synonyms – altruistic, humane
Antonyms – egoistic, inhumane
Ex: Modern theories date from the 18th century, when the humanitarian movement began to teach the dignity of the individual and to emphasize his rationality and responsibility.
Word of the Day
Turbid
Meaning (English) – (of a liquid) cloudy, opaque, or thick with suspended matter
Meaning (Hindi) – पंकिल
Synonyms – murky, dense
Antonyms – clear
Example – The author’s mind while writing the later half of the book seems to have been in a turbid and restless state.
उदाहरण – इस पुस्तक के दूसरे उत्तरार्ध को लिखते वक़्त लेखक का मन कुछ व्यथित और बेचैन सी स्थिति में होना प्रतीत होता है।
Gradeup has launched IBPS PO Prelims 2016 Online Mock test Series consisting of 21 full-length online tests for you to score better in upcoming IBPS PO Prelims Online Exam. The Test Pack consists of 21 High Quality Practice Tests based on latest pattern for you to ace your exam. Where the first test is completely free and entire package can be purchased for only Rs. 395/-.
]]> http://ift.tt/2cHX4ov 53 http://ift.tt/2cYAEld http://ift.tt/2cHWZ4p Tue, 13 Sep 2016 14:30:17 +0000 http://ift.tt/2cYAg63 As you know Current Affairs is a very important section to get a good score for Bank and other Exams. Thus, we are sharing with you Current Affairs and G.K. questions for your better preparation which is very important and you can expect similar questions in the exam.Gradeup has launched IBPS PO Prelims 2016 Online Mock test Series consisting of 21 full-length online tests for you to score better in upcoming IBPS PO Prelims Online Exam. The Test Pack consists of 21 High Quality Practice Tests based on latest pattern for you to ace your exam. Where the first test is completely free and entire package can be purchased for only Rs. 395/-.
]]> http://ift.tt/2cHWzdX 61 http://ift.tt/2cYAFWi http://ift.tt/2cHXc7l Tue, 13 Sep 2016 13:10:55 +0000 http://ift.tt/2cYzRjV Sports1. Deepa Malik first Indian woman to win Paralympics medal
- Deepa Malik (45-year) wheelchair-bound adrenaline junkie from Haryana has created history by winning the silver medal in Women’s shotput at Rio Paralympics 2016,Brazil.
- She won the silver medal with a throw of 4.61 m in the shot put F-53 event.
- Malik has become the first Indian woman to win a medal at the Paralympics games.
- She is associated with Federation of Motor Sports Clubs of India (FMSCI) and Himalayan Motorsports Association (HMA).
Note: –
- India is competing at the 2016 Summer Paralympics in Rio de Janeiro, Brazil, from 7th to 18th September 2016.
- Indian athletes have appeared in every edition of the Summer Paralympic Games since 1968 (except 1976 & 1980 edition).
India at the 2016 Summer Paralympics:-
- Mariyappan Thangavelu (Athletics) Men’s High Jump F42- Gold
- Deepa Malik (Athletics) Women’s Shot put F53- Silver
- Varun Singh Bhati (Athletics) Men’s High Jump F42- Bronze
2. Kiwi blade runner breaks Oscar Pistorius’ record
- New Zealand sprinter Liam Malone (22-year) has broken the men’s 200-metre T44 Paralympic Games.
- He won gold in the event, registered a timing of 21.06 seconds, beating South Africa’s Pistorius’ record by 0.24 seconds.
- This was Malone’s second Paralympic medal after having won the silver medal in the 100-metre sprint.
3. Sushmita wins bronze at World Martial Arts Masterships
- Indian kickboxer Sushmita Rai (Mazitar, East Sikkim) has won the Bronze medal at the World Martial Arts Masterships 2016, at Cheongju in South Korea.
- She was among the 12 member team who were representing India in the International event.
- The competition, which is considered by many as the equivalent of Olympics for the martial arts, attended by 2,073 participants from 87 countries.
Arts & Culture
4. Kerala CM inaugurates Onam celebrations in state
- Chief Minister of Kerala Pinarayi Vijayan has inaugurated the “Onam” (week-long) celebrations in Thiruvananthapuram (Kerala).
- Noted Singer KJ Yesudas (50 years in the field of music) was the chief guest at the inaugural session.
- A Variety of cultural programmes will be held at 30 different venues in the capital city.
- Onam is the biggest festival celebrated in Kerala, India.
Banking & Finance
5. Retail inflation eases to 5-month low of 5.05% in August
- Retail inflation eased to a five-month low of 5.05% in August this year due to sharp fall in food inflation as per data released by the Central Statistics Office (CSO).
- Retail inflation had stood at 6.07 % in July this year and 3.74% in August last year.
- Inflation in vegetables was just 1.02% in August,overall retail food inflation in August slipped to 5.91%.
- Retail inflation in cereals and products was 4.11% in August.
National Affairs
6. AIFF-SAI launch online portal for Global Scouting Programme
- The All IndiaFootball Federation (AIFF) in collaboration with SportsAuthority of India (SAI) has jointly launched an online portal for its Global Scouting Programme, which will conduct off-field trials for NRI boy.
- The applicant has to upload a two-minute playing video on the site.
- It will allow Indian players who hold valid Indian passport but are residing overseas to provide their profile electronically and directly to the scouts of India FIFA under-17 world cup team.
7. Union Cabinet approves establishment of HEFA
- The Union Cabinet has approved to create the Higher Education Financing Agency (HEFA) to give a major push for the creation of high-quality infrastructure in premier educational institutions.
- The HEFA will be jointly promoted by the Union Ministry of Human Resource Development (MHRD) and identified Promoter with an authorised capital of Rs. 2,000 crore and the government equity would be Rs.1,000 crore.
8. Punjab govt. abolishes stamp duty of 2% levied on immovable property
- The Punjab Cabinet under the chairmanship of Chief Minister Parkash Singh Badal has decided to abolish the stamp duty of two per cent levied on the immovable property while awarding the power of attorney.
- The stamp duty would be Rs. 1000 on the General Power of Attorney and Rs. 500 on Special Power of Attorney,irrespective of the market value.
- The decision will be a major relief for people aspiring to buy their own houses.
National & International Appointment
9. Jyoti Prasad Rajkhowa removed as Arunachal Pradesh governor
- Governor of Arunachal Pradesh Jyoti Prasad Rajkhowa has been removed from the post of Arunachal Pradesh Governor.
- President Pranab Mukherjee has directed that Rajkhowa has to put his papers from the post of Governor of Arunachal Pradesh.
- Rajkhowa (IAS officer-1968 batch) had retired as chief secretary of Assam before being appointed as governor.
- Governor of Meghalaya V. Shanmuganathan has been given the charge of Arunachal Pradesh.
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GK Quiz (for previous day’s news only)Take the quiz below to find out how well-versed you are with current affairs. You can also go through the Daily GK Update: 11-12th September 2016_before attempting the quiz.
Gradeup has launched IBPS PO Prelims 2016 Online Mock test Series consisting of 21 full-length online tests for you to score better in upcoming IBPS PO Prelims Online Exam. The Test Pack consists of 21 High Quality Practice Tests based on latest pattern for you to ace your exam. Where the first test is completely free and entire package can be purchased for only Rs. 395/-.
]]> http://ift.tt/2cYAgmy 42 http://ift.tt/2cHXlYJ http://ift.tt/2cYCnGS Tue, 13 Sep 2016 12:48:24 +0000 http://ift.tt/2cHWLdj Dear Readers,In continuation of our series Soul of Banking Awareness we are providing you an important article on Retail Banking. Hope this will surely help you in your preparation.
Retail banking
The term is generally used to distinguish these banking services from investment banking, commercial banking or
wholesale banking.
Retail banking is also known as Consumer Banking is the delivery of services by a bank to individual consumers, rather than to companies, corporations or other banks. Services offered include savings and transaction accounts, mortgages, personal loans, debit cards, and credit cards.
The concept of Retail Banking is not new to banks but is now viewed as an important and attractive market segment that offers opportunities for growth and profits. Retail banking and retail lending are often used as synonyms but in fact, the later is just the part of retail banking. In retail banking all the needs of individual customers are taken care of in a well – integrated manner.
Retail banking now encompasses not just branches, but also anywhere that banking services can be conveniently provided to consumers. Whether it means a service kiosk in a train station, a mini-branch in a grocery store, a premium branch in a central business district, or a bank-on-wheels that visits corporate workplaces, proximity to targeted customers ultimately matters more than having a traditional bank façade. Flexibility and agility will provide a competitive advantage for bank
Retail banking sector is characterized by three basic characteristics
1. Multiple Products (deposits, credit cards, insurance, investment etc)
2. Multiple Delivery Channels (call centre, branch, Internet and Kisosk)
3. Multiple Customer groups (consumer, small business, and corporate).
The following away the retail Banking Contributing service to development of Indian Economy :
- Credit Cards
- Housing Credit
- Support to Indian middle class People
- Economic superpower
- Increasing purchasing power of middle class people
- Financial market reforms
- Engine of economic growth
- Mass-market banking
- Volume driven business
- Automation of banking process
- Easy and affordable access
- Financial Liquidity
- Economic prosperity
- Changing consumer demographics
- Technological innovations
- Increase the Bank Liquid cash
- Decline in interest rates
- Declining cost of incremental deposits
- Change of Terms of Loans
Challenges of Retail Banking in India
- Retention of customers
- Rising indebtedness
- Network management challenges:
- Money laundering
- Sub-prime crisis
- Massive infusion of capital
- Strategy Knowing Your Customer
- Outsourcing activities
Objectives of Retail Banking
The objective of retail banking is to increase penetration by providing increasing level of services and increased access, by offering value added services to customers by packing with them with retail banking products and services.
The retail banking offers considerably better spread of 3 – 4 % service compared to very thin spread available to banks in case of corporate clients.
Various Segment in Retail Banking
Basically there are three important segments in retail banking which include –
1. Deposit products (convenient deposit schemes such as flexi – deposits),
2. Loans products (such as housing loans, education loans, conveyance loans, personal loans for diverse purposes such as medical expenses, travel abroad) and other products.
3. Other products
Various delivery Channels of Retail Banking
The delivery of these products and service can be through –
1. Branch banking
2. Internet banking or Mobile Banking
3. Automated teller machines (ATM)
4. Call centres
Other Advantages of Retail Banking
Banking industry includes a number of businesses such as corporate banking, investment banking, wealth management, capital market etc. In India the Retail Banking scenario has been the market changing from a seller’s market to a buyer’s market. Some advantages of Retail Banking are as follows –
1. Retail deposits are stable and constitute core deposits.
2. They are interest insensitive and less bargaining for additional interest.
3. They constitute low cost funds for the banks.
4. Effective customer relationship management with the retail customers built a strong customer base.
5. Retail banking increases the subsidiary business of the banks
6. Consumer loans are presumed to be of lower risk and NPA perception.
7. Improves lifestyle and fulfils aspirations of the people through affordable credit.
8. Retail banking involves minimum marketing efforts in a demand — driven economy.
9. Banks can earn good profits by providing non fund based or fee based services without deploying their funds.
Thanks
Team GradeUp..!!
]]> http://ift.tt/2cYAGcO 2 http://ift.tt/2cHX4F1 http://ift.tt/2cYAeLs Tue, 13 Sep 2016 11:51:35 +0000 http://ift.tt/2cHWlne Dear Aspirants,As you all know, to qualify BOB exam you need to appear in descriptive test which will be conducted after Online Objective test. The Descriptive test included questions from Essay and Letter writing. So to help you, we are posting 2 topics and you have to write a essay on the topic given by us.
Read here –
How to Prepare for Descriptive Test?
More from us: So now we are providing you a topic on which you have to write a essay in the comment section which will be reviewed by us.
- Is India satisfied with the performance in Rio Olympics.
- Pros & Cons of Inflation.
Thanks
Team Gradeup
]]> http://ift.tt/2cYAzh9 8 http://ift.tt/2cHXdIF http://ift.tt/2cYBf6h Tue, 13 Sep 2016 10:38:51 +0000 http://ift.tt/2cHXewd Dear Aspirants,Today we are providing quiz on Static Gk. This quiz will help you in your preparation for upcoming exams like IBPS PO & Upcoming Banking Exams etc. Must attempt the Quiz to score good marks in GA section of upcoming exams.
Gradeup has launched IBPS PO Prelims 2016 Online Mock test Series consisting of 21 full-length online tests for you to score better in upcoming IBPS PO Prelims Online Exam. The Test Pack consists of 21 High Quality Practice Tests based on latest pattern for you to ace your exam. Where the first test is completely free and entire package can be purchased for only Rs. 395/-.
Thanks!!
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