Name : Harjot Singh Takkar
Venue : PNB Staff Regional college, Panchkula
Time : 1:00pm
Verification was done around 1:30 and my turn came around 4:45. I
entered the room and wished gud evening to all the 5 pannel members.
Then they offered me seat and I said thank you.
M1: You have done graduation from a reputed college where there are
good campus placements. Why haven’t you joined any of the company that
came to your college?
Me : Sir, I am not interested in private job.
M1: Why? You have done B.E. in IT and there are very good packages in your field with a good career growth. Then why you want to join banking industry?
Me : Yes Sir. But there is no job security there and working hours are not fixed. I want to join banking sector because my uncle was in PSB and I have seen him achieving higher position and other perks with hard work. So, I got inspiration from him. Also, it’s a respected job.
M1( in Punjabi) : sahi keha, Respect tan hai. You have mentioned your uncle was in PSB. What is PSB and what is nationalised bank?
Me : Explained.
M1: As you have completed graduation in 2014, so, What are you doing from last one and a half year?
Me : Sir, I was preparing for banking exams. I was not able to clear
P.O. exam in 2014 but cleared clerical but could not make it to final
merit list. So, I worked on my shortcomings and cleared this time.
M2: Kya pad ke aaye ho? Lag to raha hai ke tyari kar ke aaye ho.
Me : Yes sir, ki hai. Last year , jo banking sector men Schemes and reforms hue hain, vo pade hain – payment banks, small finance banks, sovereign gold bond scheme, etc.
M2: Ek abhi 2-3 din pehle launch hui hai, vo batao?
Me : Sir, Start up India. Explained it.
M2: To tum kyu ni kar rahe, karo yar tum bhi start up.
Me :No sir, I don’t have any experience and you have to lead there right from the starting without any guidance from a senior.
M2: Experience to manga hi nahi unhone.
Me: yes sir, but I am not interested in startup.
M2: ok. Fiscal deficit batao and usko kam kaise karen?
Me: Fiscal deficit – explained it. Sir, usko kam karne ke liye
imports thode kam karne padenge.
M2: Ye kaise possible hoga?
Me: sir, new industries kholni padengi tanki hum production increase kar saken and imports kam kar saken.
M2: Haan ye theek hai. Acha WTO ne kaha hai ke India jo MSP deta hai, vo galat hai, vo nahi deni chahiye. Tumhara kya khyal hai?
Me: Sir, WTO ki baat bhi kuch hadd tak theek hai but sir agar india ke case men dekha jaye, to MSP jaruru bhi hai, otherwise farmers ko loss hoga. MSP ki bajaye , hum subsidy thodi kam kar sakte hain.
M3: What is Crop Diversification?
Me: Sir, Crop diversification means ke hame different types ki crops lagani chahiye, kuch specific type ki crop pe hi stress ni karna chahiye. Eg. In Punjab, farmers rice and wheat hi lagate hai mostly
jis se water level bahut neeche chala gya hai. But sir, I am not blaming farmers, unko yehi crops lagani padti hain bcz inpe gov. jada MSP deti hai. So, govt. ko chahiye ke baki crops ki bi fair MSP rakhi jaye tanki farmers aur crops lagayen and crop diversification ho sake. And sir, Punjab men ab kuch jaga jo bade farmers hain, unhone flowers ki kheti shuru kr di hai.
M3: Ok. NRIs ke liye kon kon se accounts hote hain?
Me: sorry sir, I don’t know.
M5 (female): Who regulates banks?
M5: RBI governor?
Me: Mr. Raghuram rajan
M5: Functions of RBI?
Me: Explained.
M4: Ye batao ke India men sabse jada barish kahan hoti hai?
Me: Sir, Cheerapunji men
M4: Kis state men hai ye?
Me: (I was doubtful) sir, shayad south men.
M4: nai yar. Eastern side men hai. Check karna ghar ja ke.
Me: Ok sir.
M2: Ok Harjot. All the best.
Then I thanked all panel members.
I think I have done good friends. What say?
And all the best to all of you. Just be confident and honest. !
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